| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN | 1479 EXECUTIVE PL. STE A SPRINGDALE, AR 72762 | UNITED HEALTHCARE INSURANCE COMPANY | — | $17K | $17K | 2.80% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN | 2120 RIVERFRONT DRIVE SUITE 200 LITTLE ROCK, AR 72202 | DELTA DENTAL OF ARKANSAS | $3K | — | $3K | 5.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN | 1479 EXECUTIVE PL. STE A SPRINGDALE, AR 72762 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $880 | $3K | 20.23% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN | 1479 EXECUTIVE PL. STE A SPRINGDALE, AR 72762 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $140 | $2K | 10.84% |
| LINDELL J HERRIMAN3 | P.O.BOX 7570 SPRINGDALE, AR 72766 | AFLAC | $579 | — | $579 | 3.59% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE | 2120 RIVERFRONT DRIVE SUITE 200 SPRINGDALE, AR 72762 | AFLAC | $194 | — | $194 | 1.20% |
| SHERON HARP3 Filed as: SHERON K HARP | 2816 N THOMPSON ST SPRINGDALE, AR 72764 | AFLAC | $180 | — | $180 | 1.12% |
| ROBERT CRAMER3 | 321 W POPLAR STREET ROGERS, AR 72756 | AFLAC | $174 | — | $174 | 1.08% |
| DAVID C SIMS3 Filed as: DAVID SIMS | 4504 W MOURNING DOVE DR ROGERS, AR 72758 | AFLAC | $147 | — | $147 | 0.91% |
| ROBERT MANN3 | 47 SAINT JOHN PL FARMINGTON, AR 72730 | AFLAC | $139 | — | $139 | 0.86% |
| JAMES EDWIN REED3 | 8224 SAN MARCO AVE SPRINGDALE, AR 72762 | AFLAC | $126 | — | $126 | 0.78% |
| THOMAS R CORNWELL JR3 | P.O.BOX 566 FAYETTEVILLE, AR 72702 | AFLAC | $100 | — | $100 | 0.62% |
| BILLY DALE ELKINS3 | 1024 BOURLAND ROAD KELLER, TX 76248 | AFLAC | $73 | — | $73 | 0.45% |
| DARRYL N PENNINGTON3 | P.O.BOX 6121 SPRINGDALE, AR 72766 | AFLAC | $51 | — | $51 | 0.32% |
| DAVID P AESOPH3 | 1301 SOUTH SUMMIT AVE SIOUX FALLS, SD 57105 | AFLAC | $31 | — | $31 | 0.19% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RONALD JOE BENTLEY | 6301 FIELDCREST DR FORT SMITH, AR 72916 | AFLAC | $28 | — | $28 | 0.17% |
| JOE DOUGLAS HALL3 Filed as: JOE D HALL | 1502 E MAIN ST LAVACA, AR 72941 | AFLAC | $26 | — | $26 | 0.16% |
| DAVID J MCCLELLAN3 Filed as: DAVID JOHN HANNANT | 14830 NE 167TH ST WOODINVILLE, WA 98072 | AFLAC | $26 | — | $26 | 0.16% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RONALD F BROWN | 5150 BAY TOWN CONWAY, AR 72034 | AFLAC | $26 | — | $26 | 0.16% |
| WILLIAM D WENBERG3 | 13024 STACY LANE LITTLE ROCK, AR 72211 | AFLAC | $24 | — | $24 | 0.15% |
| TRAVIS P LEBLANC3 | 230 DIANE LANE STONEWALL, LA 71078 | AFLAC | $23 | — | $23 | 0.14% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $17 | — | $17 | 0.11% |
| TESSIE P CANTRELLE3 Filed as: TESSIE P CANTRELL | 1340 W TUNNEL BLVD STE 650 HOUMA, LA 70360 | AFLAC | $15 | — | $15 | 0.09% |
| CURTIS W OGLESBY3 | 3615 POTOMAC RIDGE COURT EAST MOBILE, AL 36695 | AFLAC | $6 | — | $6 | 0.04% |
| LEANN POTTER3 | 445 CANYON DR MESQUITE, NV 89027 | AFLAC | $3 | — | $3 | 0.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF ARKANSAS INC | 3333 PINNACLE HILLS PKY SUITE 250 ROGERS, AR 72758 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $1K | — | $1K | 9.21% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN | 1479 EXECUTIVE PL. STE A SPRINGDALE, AR 72762 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $704 | $3K | 19.88% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF ARKANSAS INC | 1479 EXECUTIVE PL. STE A SPRINGDALE, AR 72762 | TRANSATLANTIC LIFE INSURANCE COMPANY | $5K | — | $5K | 39.05% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN | 1479 EXECUTIVE PL. STE A SPRINGDALE, AR 72762 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $494 | $2K | 18.78% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN | 1479 EXECUTIVE PL. STE A SPRINGDALE, AR 72762 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $955 | $528 | $1K | 15.68% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 95 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 95 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 133 | $624K |
| Dental | DELTA DENTAL OF ARKANSAS | 218 | $62K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 170 | $15K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 122 | $26K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 70 | $31K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 56 | $13K |
| Other(2 contracts, 2 carriers) | AFLAC | 30 | $30K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 218 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.