| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORESOURCE, INC.3 | PO BOX 8215 LITTLE ROCK, AR 72221 | HARTFORD LIFE AND ACCIDENT | $12K | — | $12K | 9.00% |
| STEPHENS INSURANCE LLC3 | PO BOX 3507 LITTLE ROCK, AR 72203 | HARTFORD LIFE AND ACCIDENT | $1K | — | $1K | 0.85% |
| CORESOURCE, INC.3 | 1811 RAHLING ROAD, SUITE 100 LITTLE ROCK, AR 72223 | HCC LIFE INSURANCE COMPANY | $8K | — | $8K | 6.10% |
| CORESOURCE, INC.3 | 400 FIELD DRIVE LAKE FOREST, IL 60045 | FEDERAL INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CORESOURCE, INC. EIN 35-1846036 NONE | Other services; Plan Administrator; Claims processing Service code 12 | 1811 RAHLING ROAD, SUITE 100 LITTLE ROCK, AR 72223 | $102K |
| AETNA - PPO EIN 06-6033492 NONE | Claims processing; Other services Service code 12 | 1811 RAHLING ROAD, SUITE 100 LITTLE ROCK, AR 72223 | $37K |
| CHARLES SCHWAB EIN 34-1479833 NONE | Trustee (bank, trust company, or similar financial institution); Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator Service code 13 | 11300 CANTRELL ROAD 200 LITTLE ROCK, AR 72212 | $17K |
| MERIDIAN INVESTMENT ADVISORS EIN 35-1918523 NONE | Investment management Service code 28 | 11300 CANTRELL ROAD 200 LITTLE ROCK, AR 72212 | $16K |
| ARKANSAS PREFERRED PROVIDER ORG INC EIN 71-0644846 NONE | Claims processing Service code 12 | 4747 DUSTY LAKE DRIVE, STE 200 PINE BLUFF, AR 71603 | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 496 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 496 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 979 | $148K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 496 | $137K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 496 | $137K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 491 | $125K |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 496 | $150K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 979 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.