| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HATCHER AGENCY3 | P.O. BOX 3505 LITTLE ROCK, AR 72201 | CIGNA | — | $80K | $80K | 4.18% |
| ACRISURE LLC3 | P.O. BOX 1788 GRAND RAPIDS, MI 49501 | DELTA DENTAL PLAN OF ARKANSAS | $15K | — | $15K | 10.06% |
| THE HATCHER AGENCY3 | 310 LOUISIANA ST LITTLE ROCK, AK 72201 | CIGNA | $15K | — | $15K | 22.87% |
| THE HATCHER AGENCY3 | 310 LOUSIANA ST. LITTLE ROCK, AR 72201 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $14K | — | $14K | 22.81% |
| THE HATCHER AGENCY3 | P.O. BOX 3505 LITTLE ROCK, AR 722033505 | VISION SERVICE PLAN | $4K | — | $4K | 10.01% |
| THE HATCHER AGENCY3 | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | CIGNA | $7K | — | $7K | 22.80% |
| THE HATCHER AGENCY3 Filed as: THE HATCHER AGCY | 310 LOUISIANA STREET LITTLE ROCK, AA 72201 | CIGNA | $2K | — | $2K | 22.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 235 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 235 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA | 230 | $1.9M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 492 | $146K |
| Vision | VISION SERVICE PLAN | 206 | $41K |
| Life insurance(3 contracts, 2 carriers) | CIGNA | 235 | $137K |
| Short-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 235 | $92K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 235 | $63K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 492 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.