| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE INC. | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | TRUSTMARK INSURANCE COMPANY | $31K | — | $31K | 21.73% |
| PROFESSIONAL ENROLLMENT CONCEPTS3 | 6200 SAVOY SUITE 345 HOUSTON, TX 77036 | TRUSTMARK INSURANCE COMPANY | $18K | — | $18K | 12.62% |
| JTS FINANCIAL SERVICES3 | 415 N MCKINLEY ST SUITE 35 LITTLE ROCK, AL 72205 | TRUSTMARK INSURANCE COMPANY | $3K | — | $3K | 1.76% |
| BRYAN INGLIS3 | 6122 GARDEN LAKES LANE SUGARLAND, TX 77479 | TRUSTMARK INSURANCE COMPANY | $2K | — | $2K | 1.24% |
| ALLEN BAKER3 | 12214 COBBLE COVE CIRCLE CYPRESS, TX 77433 | TRUSTMARK INSURANCE COMPANY | $890 | — | $890 | 0.62% |
| BRENNAN D BAKER3 | 5815 WASHINGTON AVE C HOUSTON, TX 77007 | TRUSTMARK INSURANCE COMPANY | $591 | — | $591 | 0.41% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | 630 3RD AVE SW CARNEL, IN 46032 | DELTA DENTAL PLAN OF ARKANSAS | $12K | — | $12K | 10.00% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE INC. | 1500 RIVERFRONT DR STE 200 LITTLE ROCK, AR 72202 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $4K | $17K | 17.80% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $1K | — | $1K | 5.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 377 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 377 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUEADVANTAGE ADMINISTRATORS OF ARKANSAS | 253 | $2.1M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL PLAN OF ARKANSAS | 377 | $218K |
| Vision(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 377 | $121K |
| Life insurance(2 contracts, 2 carriers) | TRUSTMARK INSURANCE COMPANY | 377 | $238K |
| Short-term disability(2 contracts, 2 carriers) | TRUSTMARK INSURANCE COMPANY | 377 | $238K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 377 | $95K |
| Prescription drug | BLUEADVANTAGE ADMINISTRATORS OF ARKANSAS | 253 | $1.9M |
| Stop-loss / reinsurancereinsurance | INTERNATIONAL ASSURANCE OF TENNESSEE, INC. | 252 | $123K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 377 | $95K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 377 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.