| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF FLORIDA Filed as: ARKANSAS BLUE CROSS AND BLUE SHIELD | 601 GAINES STREET LITTLE ROCK, AR 72201 | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | $49K | $49K | 4.57% |
| THE HATCHER AGENCY3 | P.O. BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $6K | — | $6K | 9.96% |
| ACRISURE LLC | 100 OTTAWA AVE SW GRAND RAPIDS, MI 49503 | USABLE LIFE | $4K | — | $4K | 15.00% |
| SONYA GEORGE | 1062 HWY 305 SOUTH SEARCY, AR 72143 | USABLE LIFE | $347 | — | $347 | 1.18% |
| MARIA VANDYKE | 13 PAWNEE COURTH MAUMELLE, AR 72113 | USABLE LIFE | $38 | — | $38 | 0.13% |
| JERRY DUNCAN | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $31 | — | $31 | 0.11% |
| ACRISURE LLC | 100 OTTAWA AVE SW GRAND RAPIDS, MI 49503 | USABLE LIFE | $4K | — | $4K | 15.00% |
| SONYA GEORGE | 1062 HWY 305 SOUTH SEARCY, AR 72143 | USABLE LIFE | $1K | — | $1K | 5.00% |
| MARIA VANDYKE | 13 PAWNEE COURTH MAUMELLE, AR 72113 | USABLE LIFE | $147 | — | $147 | 0.55% |
| JERRY DUNCAN | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $120 | — | $120 | 0.45% |
| THE HATCHER AGENCY3 | P.O. BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $4K | — | $4K | 20.00% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | 5STAR LIFE INSURANCE COMPANY | $4K | — | $4K | 20.01% |
| BROKER SOLUTIONS INC3 | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | 5STAR LIFE INSURANCE COMPANY | $1K | — | $1K | 7.99% |
| THE HATCHER AGENCY3 | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $469 | $4K | 24.49% |
| BROKER SOLUTIONS INC3 | PO BOX 3525 LITTLE ROCK, AR 72203 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $3K | — | $3K | 36.62% |
| ACRISURE LLC3 | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $2K | — | $2K | 20.00% |
| BAFFIN BAY MARKETING GROUP, LLC3 | PO BOX 3525 LITTLE ROCK, AR 72203 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $355 | — | $355 | 4.50% |
| ACRISURE LLC | 100 OTTAWA AVE SW GRAND RAPIDS, MI 49503 | USABLE LIFE | $1K | — | $1K | 15.00% |
| SONYA GEORGE | 1062 HWY 305 SOUTH SEARCY, AR 72143 | USABLE LIFE | $388 | — | $388 | 5.00% |
| MARIA VANDYKE | 13 PAWNEE COURTH MAUMELLE, AR 72113 | USABLE LIFE | $43 | — | $43 | 0.55% |
| JERRY DUNCAN | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $35 | — | $35 | 0.45% |
| BROKER SOLUTIONS INC3 | PO BOX 3525 LITTLE ROCK, AR 72203 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $3K | — | $3K | 39.51% |
| ACRISURE LLC3 | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $1K | — | $1K | 19.99% |
| BAFFIN BAY MARKETING GROUP, LLC3 | PO BOX 3525 LITTLE ROCK, AR 72203 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $315 | — | $315 | 4.52% |
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MI 49501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $14 | $2K | 25.21% |
| BROKER SOLUTIONS INC3 | PO BOX 3525 LITTLE ROCK, AR 72203 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $2K | — | $2K | 48.35% |
| ACRISURE LLC3 | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $636 | — | $636 | 19.99% |
| BAFFIN BAY MARKETING GROUP, LLC3 | PO BOX 3525 LITTLE ROCK, AR 72203 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $143 | — | $143 | 4.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 104 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 104 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 174 | $1.1M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 199 | $59K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 147 | $19K |
| Life insurance(4 contracts, 4 carriers) | 5STAR LIFE INSURANCE COMPANY | 144 | $50K |
| Short-term disability(2 contracts, 2 carriers) | USABLE LIFE | 89 | $34K |
| Long-term disability | USABLE LIFE | 144 | $29K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 174 | $1.1M |
| Other(6 contracts, 6 carriers) | 5STAR LIFE INSURANCE COMPANY | 144 | $65K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 199 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.