| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| N/A3 | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | $69K | $69K | 4.00% |
| N/A3 | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | $27K | $27K | 4.01% |
| KONECNY INSURANCE SERVICES3 | PO BOX 80 STUTTGART, AR 72160 | DELTA DENTAL PLAN OF ARKANSAS | $4K | — | $4K | 3.00% |
| KONECNY INSURNACE SERVICES3 | 102 W 7TH ST STUTTGART, AR 72160 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | — | $8K | 7.58% |
| KONECNY INSURANCE SERVICES3 | 5003 OLD GREENWOOD RD STE B FORT SMITH, AR 72903 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 1.52% |
| KONECNY INSURANCE SERVICES3 Filed as: KONECNY INSURANCE | 102 W 7TH ST STUTTGART, AR 72160 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $11K | — | $11K | 9.65% |
| MICHAEL C CASEY3 | 21 WESTCHESTER CT LITTLE ROCK, AR 72211 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 6.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 311 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 311 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 361 | $2.4M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 595 | $120K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 262 | $110K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 262 | $221K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 262 | $221K |
| Long-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 262 | $221K |
| Prescription drug(2 contracts) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 361 | $2.4M |
| Other(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 262 | $221K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 595 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.