| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| N/A3 | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | $58K | $58K | 5.01% |
| ACRISURE LLC3 | 100 OTTAWA AVE SW GRAND RAPIDS, MI 49503 | USABLE LIFE | $33K | $971 | $34K | 26.87% |
| PRICE, DUSTIN3 | 1800 HIDDEN CREEK DR SHERWOOD, AR 72120 | USABLE LIFE | $5K | — | $5K | 4.26% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $588 | — | $588 | 0.47% |
| DUNCAN, JERRY3 | C/O ARKANSAS BLUE CROSS BLUE SHIEL 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $481 | — | $481 | 0.39% |
| ACRISURE LLC3 | P.O BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL OF ARKANSAS | $8K | — | $8K | 9.33% |
| ACRISURE LLC3 Filed as: ACRISURE DBA THE HATCHER AGENCY | 310 LOUISIANA ST. LITTLE ROCK, AR 72201 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $13K | — | $13K | 20.00% |
| BROKER SOLUTIONS INC3 Filed as: BROKER SOLUTIONS, INC. | PO BOX 3525 LITTLE ROCK, AR 72203 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $12K | — | $12K | 19.59% |
| BAFFIN BAY MARKETING GROUP, LLC3 Filed as: BAFFIN BAY MARKETING GROUP, LLC. | P. O. BOX 161690 AUSTIN, TX 78716 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $3K | — | $3K | 4.51% |
| THE HATCHER AGENCY3 | P.O. BOX 3505 LITTLE ROCK, AR 72203 | 5 STAR LIFE INSURANCE COMPANY | $11K | — | $11K | 25.36% |
| ACRISURE LLC3 | P.O. BOX 3505 LITTLE ROCK, AR 72203 | DELTA VISION PLAN OF ARKANSAS | $5K | — | $5K | 16.72% |
| ACRISURE LLC3 | P.O. BOX 1788 GRAND RAPIDS, MI 49501 | THE LINCOLN LIFE INSURANCE COMPANY | $4K | — | $4K | 25.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 188 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 188 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 231 | $1.2M |
| Dental | DELTA DENTAL OF ARKANSAS | 258 | $91K |
| Vision | DELTA VISION PLAN OF ARKANSAS | 227 | $30K |
| Life insurance(3 contracts, 3 carriers) | USABLE LIFE | 183 | $183K |
| Short-term disability(2 contracts, 2 carriers) | USABLE LIFE | 183 | $187K |
| Long-term disability | USABLE LIFE | 183 | $125K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 231 | $1.2M |
| Other(3 contracts, 3 carriers) | USABLE LIFE | 183 | $201K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 258 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.