| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: HAGAN NEWKIRK FNCL SVCS INC. | 6325 RANCH DR LITTLE ROCK, AR 72223 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $15K | $3K | $19K | 18.33% |
| ENROLLEASE3 Filed as: HAGAN NEWKIRK FNCL SVC LLC | 6325 RANCH DRIVE LITTLE ROCK, AR 722234623 | VISION SERVICE PLAN | $2K | — | $2K | 2.88% |
| JEFF GOFF3 | 2625 ADAMSBROOK DRIVE CONWAY, AR 72032 | USABLE LIFE | $15K | — | $15K | 19.33% |
| ENROLLEASE3 Filed as: HAGAN NEWKIRK FINANCIAL SERVICES | 6325 RANCH DRIVE LITTLE ROCK, AR 72223 | USABLE LIFE | $310 | — | $310 | 0.40% |
| ENROLLEASE3 Filed as: HAGAN NEWKIRK FNCL SVCS INC | 6325 RANCH DR LITTLE ROCK, AR 72223 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $10K | $2K | $12K | 18.25% |
| HAGEN NEWKIRK FINANCIAL SVCS INC3 Filed as: HAGEN NEWKIRK FNCL SVCS INC | 6325 RANCH DR LITTLE ROCK, AL 72223 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $10K | $2K | $12K | 17.82% |
| ENROLLEASE3 Filed as: HAGAN NEWKIRK FNCL SVCS INC | 6325 RANCH DR LITTLE ROCK, AR 72223 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | $1K | $9K | 17.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 746 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 753 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 890 | $288K |
| Vision | VISION SERVICE PLAN | 510 | $80K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 746 | $149K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 265 | $67K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 746 | $66K |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 289 | $179K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 890 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.