| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 5401 ROGERS AVE SUITE 202 FORT SMITH, AR 72903 | UNITEDHEALTHCARE INSURANCE COMPANY | $53 | $30K | $30K | 2.05% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN-HILLER-CLARK & ASSOCIATES INC | PO BOX 3529 FORT SMITH, AR 72913 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | $11K | $15K | 1.03% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 3009 ARLINGTON HEIGHTS, IL 600063009 | METROPOLITAN LIFE INSURANCE COMPANY | $23K | $3K | $27K | 8.58% |
| LIAZON BENEFITS INC5 Filed as: LIAZON BENEFITS, INC. | 199 SCOTT ST. FL. 8 BUFFALO, NY 142042265 | METROPOLITAN LIFE INSURANCE COMPANY | — | $16K | $16K | 5.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN-HILLER INC DBA BHC INSURANCE | PO BOX 3529 FORT SMITH, AR 729133529 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 1.50% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 100 MATSONFORD RD 4 RADNOR CORPORATE CTR STE 510 RADNOR, PA 190874559 | METROPOLITAN LIFE INSURANCE COMPANY | — | $37 | $37 | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 600063009 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $357 | $5K | 14.96% |
| LIAZON BENEFITS INC5 | 199 SCOTT ST FL 8 BUFFALO, NY 142042265 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 4.13% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN-HILLER INC DBA BHC INSURANCE | PO BOX 3529 FORT SMITH, AR 729133529 | METROPOLITAN LIFE INSURANCE COMPANY | $858 | — | $858 | 2.64% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 100 MATSONFORD RD 4 RADNOR CORPORATE CTR STE 510 RADNOR, PA 190874559 | METROPOLITAN LIFE INSURANCE COMPANY | — | $3 | $3 | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 600063009 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $417 | $6K | 21.70% |
| LIAZON BENEFITS INC5 | 199 SCOTT ST FL 8 BUFFALO, NY 142042265 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 6.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN-HILLER INC DBA BHC INSURANCE | PO BOX 3529 FORT SMITH, AR 729133529 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 3.83% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 100 MATSONFORD RD 4 RADNOR CORPORATE CTR STE 510 RADNOR, PA 190874559 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4 | $4 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 443 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 443 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 330 | $1.5M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 469 | $310K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 469 | $310K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 469 | $310K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 469 | $310K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 469 | $310K |
| Other(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 469 | $370K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 469 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.