| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 10877 WHITE ROCK ROAD, SUITE 300 RANCHO CORDOVA, CA 95670 | USABLE LIFE | $4K | — | $4K | 5.00% |
| DAVID FERGUSON3 | 2200 BYRNE WOOD DR JONESBORO, AR 72404 | USABLE LIFE | $207 | — | $207 | 0.25% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DR NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $37 | — | $37 | 0.04% |
| JAMES PEW3 | 320 W CAPITOL, SUITE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $19 | — | $19 | 0.02% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $19 | — | $19 | 0.02% |
| JERRY DUNCAN3 | 516 E MILLSAP RD, STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $15 | — | $15 | 0.02% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 10877 WHITE ROCK ROAD, SUITE 300 RANCHO CORDOVA, CA 95670 | USABLE LIFE | $4K | — | $4K | 5.00% |
| DAVID FERGUSON3 | 2200 BYRNE WOOD DR JONESBORO, AR 72404 | USABLE LIFE | $294 | — | $294 | 0.37% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DR LITTLE ROCK, AR 72116 | USABLE LIFE | $40 | — | $40 | 0.05% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $28 | — | $28 | 0.04% |
| JERRY DUNCAN3 | 516 E MILLSAP RD, STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $23 | — | $23 | 0.03% |
| JAMES PEW3 | 320 W CAPITOL, STE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $17 | — | $17 | 0.02% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 10877 WHITE ROCK ROAD, SUITE 300 RANCHO CORDOVA, CA 95670 | USABLE LIFE | $4K | — | $4K | 5.00% |
| DAVID FERGUSON3 | 2200 BYRNE WOOD DR JONESBORO, AR 72404 | USABLE LIFE | $198 | — | $198 | 0.26% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DR NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $32 | — | $32 | 0.04% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $18 | — | $18 | 0.02% |
| JAMES PEW3 | 320 W CAPITOL, SUITE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $17 | — | $17 | 0.02% |
| JERRY DUNCAN3 | 516 E MILLSAP RD, STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $15 | — | $15 | 0.02% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 10877 WHITE ROCK ROAD, SUITE 300 RANCHO CORDOVA, CA 95670 | USABLE LIFE | $3K | — | $3K | 5.00% |
| DAVID FERGUSON3 | 2200 BYRNE WOOD DR JONESBORO, AR 72404 | USABLE LIFE | $2K | $5 | $2K | 3.27% |
| JAMES PEW3 | 320 W CAPITOL, SUITE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $229 | $19 | $248 | 0.46% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DR NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $235 | $6 | $241 | 0.45% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $169 | — | $169 | 0.31% |
| JERRY DUNCAN3 | 516 E MILLSAP RD, STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $138 | — | $138 | 0.26% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 10877 WHITE ROCK ROAD, SUITE 300 RANCHO CORDOVA, CA 95670 | USABLE LIFE | $259 | — | $259 | 5.00% |
| DAVID FERGUSON3 | 2200 BYRNE WOOD DR JONESBORO, AR 72404 | USABLE LIFE | $170 | $1 | $171 | 3.30% |
| JAMES PEW3 | 320 W CAPITOL, SUITE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $22 | $4 | $26 | 0.50% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DR NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $22 | $1 | $23 | 0.44% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $16 | — | $16 | 0.31% |
| JEFFREY DUNCAN3 | 516 E MILLSAP RD, STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $13 | — | $13 | 0.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 749 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 749 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | USABLE LIFE | 749 | $136K |
| Short-term disability | USABLE LIFE | 749 | $76K |
| Long-term disability | USABLE LIFE | 749 | $79K |
| Other(2 contracts) | USABLE LIFE | 749 | $88K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 749 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.