| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HATCHER AGENCY3 Filed as: HATCHER AGENCY | P.O. BOX 3505 LITTLE ROCK, AR 72212 | UNITED HEALTHCARE | $37K | — | $37K | 5.00% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | 100 OTTAWA AVE. SW GRAND RAPIDS, MI 49501 | EQUITABLE | $15K | $2K | $17K | 24.27% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2850 GOLF ROAD SUITE 1000 ROLLING MEADOWS, IL 60008 | EQUITABLE | $984 | — | $984 | 1.42% |
| ACRISURE LLC Filed as: ACRISURE, LLC | 5664 PRAIRIE CREEK DR. SE CALEDONIA, MI 49316 | DELTA DENTAL PLAN OF ARKANSAS | $5K | — | $5K | 9.22% |
| THE HATCHER AGENCY Filed as: HATCHER AGENCY | P.O. BOX 3505 LITTLE ROCK, AR 72212 | DELTA DENTAL PLAN OF ARKANSAS | $508 | — | $508 | 0.94% |
| ACRISURE LLC Filed as: ACRISURE, LLC | 100 OTTAWA AVE. SW GRAND RAPIDS, MI 49503 | USABLE LIFE | $2K | $8 | $2K | 13.02% |
| JUDY STEPHENS | 124 STOKES ROAD PINE BLUFF, AR 71602 | USABLE LIFE | $269 | — | $269 | 2.32% |
| MARTIN MCCALL | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $174 | $15 | $189 | 1.63% |
| MICHAEL DODSON | #15 TEXARKANA TRACE TEXARKANA, TX 75503 | USABLE LIFE | $53 | — | $53 | 0.46% |
| JOHNNY RUNNELLS | 3008 TIMBER CREEK DR. NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $35 | $2 | $37 | 0.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 118 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 118 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE | 104 | $749K |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 132 | $54K |
| Life insurance | USABLE LIFE | 97 | $12K |
| Short-term disability | EQUITABLE | 106 | $69K |
| Long-term disability | EQUITABLE | 106 | $69K |
| Other | USABLE LIFE | 97 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 132 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.