| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $58K | — | $58K | 20.00% |
| EVERYTHINGBENEFITS5 | 1253 SPRINGFIELD AVE STE 350 NEW PROVIDENCE, NJ 07974 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $6K | $6K | 2.04% |
| PROFESSIONAL ENROLLMENT CONCEPTS5 | 6200 SAVOY DR STE 345 HOUSTON, TX 77036 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $3K | $3K | 0.96% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | DELTA DENTAL PLAN OF ARKANSAS | $27K | — | $27K | 9.80% |
| MCGRIFF INSURANCE SERVICES INC3 | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $32K | — | $32K | 20.00% |
| EVERYTHINGBENEFITS3 | 1253 SPRINGFIELD AVE STE 350 NEW PROVIDENCE, NJ 07974 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $3K | $3K | 2.00% |
| PROFESSIONAL ENROLLMENT CONCEPTS5 | 6200 SAVOY DR STE 345 HOUSTON, TX 77036 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 1.00% |
| MCGRIFF INSURANCE SERVICES INC3 | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $24K | — | $24K | 20.00% |
| EVERYTHINGBENEFITS5 | 1253 SPRINGFIELD AVE STE 350 NEW PROVIDENCE, NJ 07974 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 2.00% |
| PROFESSIONAL ENROLLMENT CONCEPTS3 | 6200 SAVOY DR STE 345 HOUSTON, TX 77036 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 1.00% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 282896620 | METROPOLITAN LIFE INSURANCE COMPANY | $26K | $495 | $26K | 27.19% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON LLC DBA | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | $2K | $19K | 19.71% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTE, NC 282896620 | METROPOLITAN LIFE INSURANCE COMPANY | $31K | $581 | $31K | 36.17% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON LLC DBA | PROFESSIONAL ENROLLMENT 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | $20K | $2K | $23K | 26.07% |
| MCGRIFF INSURANCE SERVICES INC3 | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $13K | — | $13K | 15.00% |
| EVERYTHINGBENEFITS3 | 1253 SPRINGFIELD AVE STE 350 NEW PROVIDENCE, NJ 07974 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 1.99% |
| PROFESSIONAL ENROLLMENT CONCEPTS5 | 6200 SAVOY DR STE 345 HOUSTON, TX 77036 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $846 | $846 | 1.01% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | PO BOX 896620 CHARLOTTE, NC 282896620 | METROPOLITAN LIFE INSURANCE COMPANY | $34K | — | $34K | 42.00% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTE, NC 282896620 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $844 | $7K | 9.50% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON LLC DBA | PROFESSIONAL ENROLLMENT 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 782324371 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 1.65% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 47 AIRPARK COURT GREENVILLE, SC 29607 | HEALTHIEST YOU | $12K | — | $12K | 25.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 662 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 662 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 1,109 | $276K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 970 | $74K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 662 | $374K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 458 | $160K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 408 | $122K |
| Other(7 contracts, 4 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 780 | $701K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,109 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.