| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $25K | — | $25K | 3.13% |
| ACRISURE LLC3 | 5664 PRAIRIE CREEK DR SR CALEDONIA, MI 49316 | DELTA DENTAL PLAN OF ARKANSAS | $6K | — | $6K | 10.65% |
| ASSUREDPARTNERS3 Filed as: MEADORS ADAMS LEE INSURANCE | 100 RIVER MARKET AVE, STE 300 LITTLE ROCK, AR 722011798 | DELTA DENTAL PLAN OF ARKANSAS | $1K | — | $1K | 2.38% |
| ACRISURE LLC3 | 5664 PRAIRIE CREEK DR SE CALEDONIA, MI 49316 | USABLE LIFE | $8K | $243 | $9K | 15.97% |
| JAMES PEW3 | 320 W. CAPITOL, STE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $1K | — | $1K | 2.57% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $323 | — | $323 | 0.60% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $80 | — | $80 | 0.15% |
| ACRISURE LLC3 | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | GUARDIAN | $3K | $1K | $5K | 27.56% |
| ASHFORD MID SOUTH LLC3 | 6000 POPLAR AVE 113 MEMPHIS, TN 38119 | GUARDIAN | $33 | — | $33 | 0.20% |
| ACRISURE LLC3 | 5664 PRAIRIE CREEK DR SE CALEDONIA, MI 49316 | DELTA DENTAL PLAN OF ARKANSAS | $3K | — | $3K | 16.43% |
| ASSUREDPARTNERS3 Filed as: MEADORS ADAMS LEE INSURANCE | 100 RIVER MARKET AVE, STE 300 LITTLE ROCK, AR 72201 | DELTA DENTAL PLAN OF ARKANSAS | $293 | — | $293 | 1.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 116 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 116 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 204 | $806K |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 187 | $54K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 142 | $16K |
| Life insurance(2 contracts, 2 carriers) | USABLE LIFE | 148 | $56K |
| Short-term disability | USABLE LIFE | 148 | $54K |
| Long-term disability | USABLE LIFE | 148 | $54K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 204 | $806K |
| Other(3 contracts, 3 carriers) | USABLE LIFE | 148 | $72K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 204 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.