| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NOT PROVIDED3 | — | ARKANSAS BLUE CROSS BLUE SHIELD | — | $60K | $60K | 5.01% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STEET LITTLE ROCK, AR 72201 | 5STAR LIFE INSURANCE COMPANY | $13K | — | $13K | 18.49% |
| BROKER SOLUTIONS INC3 Filed as: BROKER SOLUTIONS, INC. | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | 5STAR LIFE INSURANCE COMPANY | $4K | — | $4K | 5.41% |
| GREGORY L. HATCHER3 Filed as: GREGORY L HATCHER | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | 5STAR LIFE INSURANCE COMPANY | $661 | — | $661 | 0.95% |
| ACRISURE LLC3 Filed as: ACRISURE DBA THE HATCHER AGENCY | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | MANHATTAN LIFE ASSURANCE CO OF AMERICA | $11K | — | $11K | 20.00% |
| BROKER SOLUTIONS INC3 | P.O. BOX 3525 LITTLE ROCK, AR 72203 | MANHATTAN LIFE ASSURANCE CO OF AMERICA | $7K | — | $7K | 12.11% |
| BAFFIN BAY MARKETING GROUP, LLC3 | P.O. BOX 161690 AUSTIN, TX 78716 | MANHATTAN LIFE ASSURANCE CO OF AMERICA | $3K | — | $3K | 4.50% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | 5664 PRAIRIE CREEK DR SE CALEDONIA, MA 49316 | DELTA DENTAL PLAN OF ARKANSAS | $5K | — | $5K | 10.78% |
| MCGRIFF INSURANCE SERVICES INC3 | 310 W DICKSON ST 205 FAYETTEVILLE, AR 72701 | DELTA DENTAL PLAN OF ARKANSAS | $461 | — | $461 | 1.01% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | PO BOX 1788 GRAND RAPIDS, MI 49501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $1K | $6K | 17.81% |
| BROKER SOLUTIONS INC3 Filed as: BROKER SOLUTIONS | 310 LOUSIANA STREET LITTLE ROCK, AR 72201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 4.47% |
| MCGRIFF INSURANCE SERVICES INC3 | P.O. BOX 896620 CHARLOTTE, NC 28289 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $517 | — | $517 | 1.57% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | 5664 PRAIRIE CREEK DR SE CALEDONIA, MI 49316 | DELTA DENTAL PLAN OF ARKANSAS | $2K | — | $2K | 12.59% |
| MCGRIFF INSURANCE SERVICES INC3 | 310 W DICKSON ST 205 FAYETTEVILLE, AR 72701 | DELTA DENTAL PLAN OF ARKANSAS | $129 | — | $129 | 0.82% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | PO BOX 1788 GRAND RAPIDS, MI 49501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $459 | $3K | 16.32% |
| BROKER SOLUTIONS INC3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $685 | $685 | 4.45% |
| MCGRIFF INSURANCE SERVICES INC3 | P.O. BOX 896620 CHARLOTTE, NC 28289 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $255 | — | $255 | 1.66% |
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MI 49501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $359 | $4K | 24.73% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 28289 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $239 | — | $239 | 1.66% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | PO BOX 1788 GRAND RAPIDS, MI 49501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $472 | $4K | 25.74% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 28289 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $221 | — | $221 | 1.58% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | PO BOX 1788 GRAND RAPIDS, MI 49501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $314 | $2K | 25.45% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 28289 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $163 | — | $163 | 1.72% |
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MI 49501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $196 | $2K | 25.20% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 28289 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $109 | — | $109 | 1.55% |
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MI 49501 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $201 | $1K | 26.57% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 28289 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $76 | — | $76 | 1.63% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 88 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 88 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ARKANSAS BLUE CROSS BLUE SHIELD | 123 | $1.3M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 139 | $45K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 123 | $16K |
| Life insurance(4 contracts, 2 carriers) | 5STAR LIFE INSURANCE COMPANY | 79 | $96K |
| Short-term disability(3 contracts, 2 carriers) | MANHATTAN LIFE ASSURANCE CO OF AMERICA | 61 | $103K |
| Long-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 35 | $25K |
| Prescription drug | ARKANSAS BLUE CROSS BLUE SHIELD | 123 | $1.2M |
| Other(4 contracts, 2 carriers) | MANHATTAN LIFE ASSURANCE CO OF AMERICA | 74 | $83K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 139 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.