| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAINES INSURANCE & FIN SERVICES LLP3 Filed as: DAINES INSURANCE & FINANCIAL SERVIC | 5806 SUMMERFIELD DR. TEXARKANA, TX 75503 | USABLE LIFE | $12K | — | $12K | 17.28% |
| SONYA GEORGE3 | 1062 HWY 305 SOUTH SEARCY, AR 72143 | USABLE LIFE | $4K | — | $4K | 5.26% |
| MARIA VANDYKE3 Filed as: MARIA VAN DYKE | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $390 | — | $390 | 0.55% |
| JERRY DUNCAN3 | 516 E MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $319 | — | $319 | 0.45% |
| DAINES INSURANCE & FIN SERVICES LLP3 Filed as: DAINES INS. & FINANCIAL SERVICE LLP | 5806 SUMMERFIELD DR TEXARKANA, TX 75503 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $390 | $2K | 26.78% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES INC. | 1250 S. CAPITAL OF TEXAS HWY STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $81 | $81 | 1.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 127 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 127 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 125 | $651K |
| Dental | ARKANSAS BLUE CROSS BLUE SHIELD | 164 | $56K |
| Vision | ARKANSAS BLUE CROSS BLUE SHIELD | 136 | $12K |
| Life insurance(2 contracts, 2 carriers) | USABLE LIFE | 127 | $77K |
| Short-term disability(2 contracts, 2 carriers) | USABLE LIFE | 127 | $77K |
| Long-term disability(2 contracts, 2 carriers) | USABLE LIFE | 127 | $77K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 125 | $651K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 18 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 164 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.