| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEPHENS INSURANCE LLC | 111 CENTER STREET STE 1410 LITTLE ROCK, AR 72201 | DELTA DENTAL OF ARKANSAS | $6K | — | $6K | 7.19% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL OF ARKANSAS | $4K | — | $4K | 4.18% |
| STEPHENS INSURANCE LLC | 111 CENTER STREET STE 1410 LITTLE ROCK, AR 77201 | LINCOLN FINANCIAL GROUP | $5K | — | $5K | 16.48% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | PO BOX 1788 GRAND RAPIDS, MI 49501 | LINCOLN FINANCIAL GROUP | $2K | $361 | $3K | 9.75% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL OF ARKANSAS | $1K | — | $1K | 8.19% |
| STEPHENS INSURANCE LLC | 111 CENTER STREET STE 1410 LITTLE ROCK, AR 77201 | DELTA DENTAL OF ARKANSAS | $1K | — | $1K | 7.51% |
| STEPHENS INSURANCE LLC3 | 111 CENTER STREET STE 1410 LITTLE ROCK, AR 772014402 | METROPOLITAN LIFE INSURANCE COMPANY | $781 | — | $781 | 5.89% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA THE HATCHER AGENCY | 310 LOUISIANA LITTLE ROCK, AR 722012708 | METROPOLITAN LIFE INSURANCE COMPANY | $688 | $42 | $730 | 5.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 239 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 239 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 239 | $780K |
| Dental | DELTA DENTAL OF ARKANSAS | 232 | $89K |
| Vision | DELTA DENTAL OF ARKANSAS | 176 | $17K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 118 | $13K |
| Long-term disability | LINCOLN FINANCIAL GROUP | 118 | $29K |
| Prescription drug(2 contracts) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 239 | $780K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 118 | $13K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 239 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.