| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGIONS INSURANCE INC3 | 2701 ALBRIGHT ROAD KOKOMO, IN 46902 | DELTA DENTAL PLAN OF ARKANSAS | $2K | — | $2K | 2.33% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SERVICES, IN | 8315 CANTRELL ROAD LITTLE ROCK, AR 72225 | DELTA DENTAL PLAN OF ARKANSAS | $1K | — | $1K | 1.67% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | USABLE LIFE | $3K | — | $3K | 8.62% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SERVICES INC | PO BOX 250 GULFPORT, MS 39502 | USABLE LIFE | $2K | — | $2K | 6.38% |
| PEW, JAMES3 Filed as: PEW JAMES | 320 WEST CAPITAL SUITE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $319 | — | $319 | 0.82% |
| BURKS, GEORGE3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $48 | — | $48 | 0.12% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | USABLE LIFE | $4K | — | $4K | 14.28% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SERVICES INC | PO BOX 250 GULFPOST, MS 39502 | USABLE LIFE | $3K | — | $3K | 10.72% |
| PEW, JAMES3 Filed as: PEW JAMES | 320 WEST CAPITOL SUITE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $1K | — | $1K | 5.00% |
| BURKS, GEORGE3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $215 | — | $215 | 0.75% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: REUBEN WARNER ASSOCIATES, INC | 1655 RICHMOND AVENUE STATEN ISLAND, NY 10314 | HARTFORD LIFE AND ACCIDENT | — | $4K | $4K | 17.21% |
| REGIONS INSURANCE INC3 | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | HARTFORD LIFE AND ACCIDENT | $4K | — | $4K | 15.00% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | USABLE LIFE | $2K | — | $2K | 8.54% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SERVICES INC | PO BOX 250 GULFPORT, MS 39502 | USABLE LIFE | $1K | — | $1K | 6.46% |
| PEW, JAMES3 Filed as: PEW JAMES | 320 WEST CAPITOL SUITE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $905 | — | $905 | 5.00% |
| BURKS, GEORGE3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $136 | — | $136 | 0.75% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: REUBEN WARNER ASSOCIATES, INC | 1655 RICHMOND AVENUE STATEN ISLAND, NY 10314 | HARTFORD LIFE AND ACCIDENT | — | $624 | $624 | 17.01% |
| BORDEN ROY N. AGENCY3 | PO BOX 55188 LITTLE ROCK, AR 72215 | HARTFORD LIFE AND ACCIDENT | $550 | — | $550 | 14.99% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | USABLE LIFE | $448 | — | $448 | 14.48% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SERVICES INC | PO BOX 250 GULFPORT, MS 39502 | USABLE LIFE | $325 | — | $325 | 10.51% |
| PEW, JAMES3 Filed as: PEW JAMES | 320 WEST CAPITOL SUITE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $155 | — | $155 | 5.01% |
| BURKS, GEORGE3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $23 | — | $23 | 0.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 165 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 165 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH ADVANTAGE | 265 | $1.3M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 130 | $82K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 116 | $27K |
| Short-term disability | USABLE LIFE | 125 | $39K |
| Long-term disability | USABLE LIFE | 64 | $18K |
| Prescription drug | HEALTH ADVANTAGE | 265 | $1.3M |
| Other(5 contracts, 2 carriers) | USABLE LIFE | 179 | $64K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 265 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.