| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | 1465 JOYCE BLVD FAYETTEVILLE, AR 72703 | QCA HEALTH PLAN | $10K | — | $10K | 1.52% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE | COMMISSION PROCESSING UNIT GREENBORO, NC 27409 | QCA HEALTH PLAN | $5K | — | $5K | 0.76% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE IINC | 3605 GLENWOOD AVE RALEIGH, NC 27612 | DELTA DENTAL | $638 | — | $638 | 1.01% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | COMMISSION PROCESSING UNIT GREENBORO, NC 27409 | DELTA DENTAL | $514 | — | $514 | 0.81% |
| REGIONS INSURANCE INC3 | 6000 POPLAR AVE STE 300 MEMPHIS, TN 38119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| MCFADDEN BENEFIT MANAGEMENT INC3 Filed as: MCFADDEN BENEFIT MANAGEMENT | 5852 KENNDEY DR FAYETTEVILLE, AR 72704 | COLONIAL LIFE & ACCIDENT | $2K | $2K | $4K | 25.49% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | 1465 JOYCE BLVD FAYETTEVILLE, AR 72703 | COLONIAL LIFE & ACCIDENT | $3K | $66 | $4K | 20.87% |
| KYLE HARDING3 | 520 W 12TH ST TEXARKANA, TX 75501 | COLONIAL LIFE & ACCIDENT | $991 | $2K | $3K | 16.53% |
| DONNA M GEABHART3 | 1500 JENNIFER ST SPRINGDALE, AR 72762 | COLONIAL LIFE & ACCIDENT | $882 | $209 | $1K | 6.50% |
| MARKS BENEFIT MANAGEMENT LLC3 | 4257 N GABEL DR FAYETTEVILLE, AR 72703 | COLONIAL LIFE & ACCIDENT | $649 | $382 | $1K | 6.14% |
| TANA L MAY3 | PO BOX 455 HARRISON, AR 72602 | COLONIAL LIFE & ACCIDENT | $697 | $70 | $767 | 4.57% |
| MANDY SHERRELL3 | 626 N MAIN ST MULBERRY, AR 72947 | COLONIAL LIFE & ACCIDENT | $654 | — | $654 | 3.89% |
| DIERDRE B HOEHN3 | 30885 FRESH POND WAY OCEAN VIEW, DE 19970 | COLONIAL LIFE & ACCIDENT | $205 | $41 | $246 | 1.46% |
| JIMM MADDIAGAN3 | 835 CENTRAL AVE HOT SPRINGS, AR 71901 | ARKANSAS BLUE CROSS AND BLUE SHEILD | — | — | $0 | 0.00% |
| REGIONS INSURANCE INC3 | 6000 POPLAR AVE STE 300 MEMPHIS, TN 38119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| REGIONS INSURANCE INC3 | 6000 POPLAR AVE STE 300 MEMPHIS, TN 38119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $950 | — | $950 | 10.00% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | 6000 POPLAR AVE STE 300 MEMPHIS, TN 38119 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $882 | — | $882 | 15.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 173 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 173 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | QCA HEALTH PLAN | 123 | $679K |
| Dental | DELTA DENTAL | 173 | $63K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHEILD | 143 | $12K |
| Life insurance(3 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT | 103 | $32K |
| Short-term disability(3 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT | 103 | $32K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 16 | $11K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 62 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 173 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.