| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NOT PROVIDED3 | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | $163K | — | $163K | 10.01% |
| HAWKINS INSURANCE AGENCY3 Filed as: HAWKINS INS AGENCY LIFE & HEALTH | 207 E CHURCH ST MORRILTON, AR 72110 | METROPOLITAN LIFE INSURANCE COMPANY | $21K | $3K | $24K | 21.90% |
| NOT PROVIDED3 | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | $44K | $14K | $58K | 52.36% |
| HAWKINS INSURANCE AGENCY3 Filed as: HAWKINS INSURANCE AGENCY LIFE AND H | 207 E CHURCH ST MORRILTON, AR 72110 | USABLE LIFE | $8K | — | $8K | 10.26% |
| SONYA GEORGE3 | 1062 HWY 305 SOUTH SEARCY, AR 72143 | USABLE LIFE | $1K | — | $1K | 1.26% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $110 | — | $110 | 0.13% |
| DUNCAN, JERRY3 | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILE, AR 72143 | USABLE LIFE | $91 | — | $91 | 0.11% |
| LISA YANDELL3 | 601 SOUTH GAINES ST LITTLE ROCK, AR 72201 | USABLE LIFE | $77 | — | $77 | 0.09% |
| DAVID NEEDHAM3 | 1840 PARK RIDGE DR VAN BUREN, AR 72956 | USABLE LIFE | $28 | — | $28 | 0.03% |
| N/A3 | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | $3K | — | $3K | 10.02% |
| THE HAWKINS GROUP INC3 Filed as: HAWKINS INSURANCE | 207 E CHURCH ST MORRILTON, AR 72110 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $320 | — | $320 | 3.85% |
| AF SMITH & ASSOCIATES3 Filed as: SMITH ALBERT | 72 VILLAS CIRCLE LITTLE ROCK, AR 72223 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $66 | — | $66 | 0.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 132 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 132 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 330 | $1.6M |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 311 | $110K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 243 | $29K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 288 | $119K |
| Long-term disability | USABLE LIFE | 139 | $82K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 330 | $1.6M |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 288 | $201K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 330 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.