| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOHN TYLER & ASSOCIATES3 Filed as: JOHN D. GRANT | — | HEALTH ADVANTAGE | $11K | — | $11K | 2.98% |
| JOHN TYLER & ASSOCIATES3 Filed as: JOHN D. GRANT | — | ARKANSAS BLUE CROSS AND BLUE SHIELD | $3K | — | $3K | 10.00% |
| INDEPENDENT INSURANCE BROKERAGE LLC3 | 918 B AIRPORT ROAD HOT SPRINGS, AR 71913 | USABLE LIFE | $3K | — | $3K | 10.00% |
| KRISTIN HAYES3 Filed as: KRISTIN KAYES | 4019 EAST CHURCHILL DRIVE FAYETTEVILLE, AR 72701 | USABLE LIFE | $172 | — | $172 | 0.64% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $37 | — | $37 | 0.14% |
| KAYLA PROPPS3 Filed as: KAYLA PROPS | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $31 | — | $31 | 0.12% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $3 | — | $3 | 0.01% |
| INDEPENDENT INSURANCE BROKERAGE LLC3 | 918 B AIRPORT ROAD HOT SPRINGS, AR 71913 | USABLE LIFE | $2K | — | $2K | 10.00% |
| KRISTIN HAYES3 | 4019 EAST CHURCHILL DRIVE FAYETTEVILLE, AR 72701 | USABLE LIFE | $147 | — | $147 | 0.64% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $32 | — | $32 | 0.14% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $25 | — | $25 | 0.11% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $3 | — | $3 | 0.01% |
| INDEPENDENT INSURANCE BROKERAGE LLC3 | 918 AIRPORT ROAD HOT SPRINGS, AR 71913 | VISION SERVICE PLAN | $297 | — | $297 | 4.95% |
| KRISTIN HAYES3 | 4019 EAST CHURCHILL DRIVE FAYETTEVILLE, AR 72701 | VISION SERVICE PLAN | $178 | — | $178 | 2.97% |
| GROUP SERVICE UNDERWRITERS INC3 Filed as: GROUP SERVICE UNDERWRITERS DBA PINN | PO BOX 2181 LITTLE ROCK, AR 72203 | VISION SERVICE PLAN | $119 | — | $119 | 1.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 111 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 111 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH ADVANTAGE | 36 | $378K |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 44 | $28K |
| Vision | VISION SERVICE PLAN | 40 | $6K |
| Life insurance | USABLE LIFE | 112 | $23K |
| Short-term disability | USABLE LIFE | 111 | $27K |
| Prescription drug | HEALTH ADVANTAGE | 36 | $378K |
| Other | USABLE LIFE | 112 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 112 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.