| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORESOURCE, INC.3 | 62707 COLLECTION CENTER DR CHICAGO, IL 606930001 | VISION SERVICE PLAN | -$6K | — | -$6K | -1.26% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PREMIS HEALTH EMPLOYER SOLUTIONS EIN 23-3057155 NONE | Contract Administrator Service code 13 | — | $4.7M |
| BLUEADVANTAGE ADMINISTRATORS OF AR EIN 71-0226428 NONE | Claims processing; Contract Administrator Service code 12 | — | $2.8M |
| CLARITYRX EIN 81-5191759 NONE | Contract Administrator Service code 13 | — | $568K |
| UNUM LIFE INSURANCE COMPANY EIN 01-0278678 NONE | Contract Administrator Service code 13 | — | $136K |
| DELTA DENTAL OF ARKANSAS, INC. EIN 71-0561140 NONE | Contract Administrator Service code 13 | — | $131K |
| GALLAGHER BENEFIT SERVICES, INC. EIN 26-3690562 NONE | Consulting (general) Service code 16 | — | $129K |
| DIGITAL PRINT & IMAGING, INC. EIN 71-0835148 NONE | Copying and duplicating Service code 36 | — | $62K |
| KNOWNTOU LLC EIN 81-1195000 NONE | Contract Administrator Service code 13 | — | $37K |
| CONSOLIDATED ADMIN SERVICES EIN 80-0504117 NONE | Contract Administrator Service code 13 | — | $37K |
| TRUSTMARK (LUMINARE HEALTH) EIN 35-1846036 NONE | Contract Administrator Service code 13 | — | $31K |
| FROST PLLC EIN 71-0817652 NONE | Accounting (including auditing) Service code 10 | — | $17K |
| MAXORPLUS EIN 75-2676894 NONE | Contract Administrator Service code 13 | — | $17K |
| SELF FUNDING ACTUARIAL EIN 56-1472476 NONE | Consulting (general) Service code 16 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,907 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,921 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 4,922 | $494K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 8,826 | $1.3M |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,535 | $1.1M |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE COMPANY | 5,982 | $3.3M |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 8,826 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,826 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.