| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BHC NEXT, LLC3 Filed as: BHC & ASSOCIATES | 5500 EUPER LANE FORT SMITH, AR 72903 | MUTUAL OF OMAHA | $1K | $532 | $2K | 20.58% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN ROAD SOLON, OH 44139 | MUTUAL OF OMAHA | — | $266 | $266 | 2.79% |
| BHC NEXT, LLC3 Filed as: BHC & ASSOCIATES | 5500 EUPER LANE FORT SMITH, AR 72903 | MUTUAL OF OMAHA | $2K | $552 | $2K | 26.03% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN ROAD SOLON, OH 44139 | MUTUAL OF OMAHA | — | $276 | $276 | 3.02% |
| BHC NEXT, LLC3 Filed as: BHC & ASSOCIATES | P.O. BOX 3529 FORT SMITH, AR 72913 | USABLE LIFE | $1K | $134 | $1K | 16.54% |
| DAVID NEEDHAM3 | 1840 PARK RIDGE DRIVE VAN BUREN, AR 72956 | USABLE LIFE | $436 | — | $436 | 5.00% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $71 | $5 | $76 | 0.87% |
| MARIA VANDYKE | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $17 | — | $17 | 0.19% |
| BHC NEXT, LLC3 Filed as: BHC & ASSOCIATES | P.O. BOX 3529 FORT SMITH, AR 72913 | USABLE LIFE | $248 | — | $248 | 3.06% |
| DAVID NEEDHAM3 | 1840 PARK RIDGE DRIVE VAN BUREN, AR 72956 | USABLE LIFE | $141 | — | $141 | 1.74% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $25 | — | $25 | 0.31% |
| MARIA VANDYKE | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $3 | — | $3 | 0.04% |
| BHC NEXT, LLC3 Filed as: BHC & ASSOCIATES | 5500 EUPER LANE FORT SMITH, AR 72903 | MUTUAL OF OMAHA | $1K | $523 | $2K | 22.47% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN ROAD SOLON, OH 44139 | MUTUAL OF OMAHA | — | $262 | $262 | 3.74% |
| BHC NEXT, LLC3 Filed as: BHC & ASSOCIATES | P.O. BOX 3529 FORT SMITH, AR 72913 | USABLE LIFE | $231 | $56 | $287 | 18.62% |
| DAVID NEEDHAM3 | 1840 PARK RIDGE DRIVE VAN BUREN, AR 72956 | USABLE LIFE | $77 | — | $77 | 5.00% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $13 | $2 | $15 | 0.97% |
| MARIA VANDYKE | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $3 | — | $3 | 0.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 151 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 151 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 132 | $525K |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 146 | $49K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 135 | $9K |
| Life insurance | USABLE LIFE | 151 | $8K |
| Long-term disability | MUTUAL OF OMAHA | 17 | $10K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 132 | $525K |
| Other(5 contracts, 2 carriers) | MUTUAL OF OMAHA | 151 | $35K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 151 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.