| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HATCHER AGENCY3 | P O BOX 3505 LITTLE ROCK, AR 722033505 | PRINCIPAL FINANCIAL GROUP | $590K | $52K | $641K | 18.22% |
| ACRISURE LLC3 | 310 LOUISIANA ST. LITTLE ROCK, AR 722012708 | PRINCIPAL FINANCIAL GROUP | $114K | — | $114K | 3.25% |
| BENEFIT COMMUNICATIONS INC3 | 2977 SIDCO DR NASHVILLE, TN 37204 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $199K | $33K | $232K | 23.87% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $54K | — | $54K | 5.57% |
| MORRIS, CHRISTOPHER, ROBERT3 | 2977 SIDCO DR NASHVILLE, TN 37204 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $31K | — | $31K | 3.22% |
| HODGES, GREGORY, JAMES3 | 5775 D GLENRIDGE DR., STE. 350 ATLANTA, GA 30328 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $14K | — | $14K | 1.49% |
| ENROLLEASE3 Filed as: HAGAN NEWKIRK FINANCIAL SERVICE LLC | 6325 RANCH DR. LITTLE ROCK, AR 72223 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 0.40% |
| THE HATCHER AGENCY3 Filed as: HATCHER, GREGORY, LAYNE | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $35 | — | $35 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 181 EAST 5600 SOUTH STE 240 SALT LAKE CITY, UT 84107 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $23 | — | $23 | 0.00% |
| COWICK, MARTIN, REED3 | 6 PETERS POND DR FORRESTDALE, MA 02644 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| STEPHENS INSURANCE LLC3 Filed as: STEPHENS INSURANCE, LLC | P O BOX 3507 LITTLE ROCK, AR 72203 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| THE HATCHER AGENCY3 | P O BOX 3505 LITTLE ROCK, AR 722033505 | PRINCIPAL LIFE INSURANCE COMPANY | $156K | $26K | $182K | 19.44% |
| ACRISURE LLC3 | 310 LOUISIANA ST LITTLE ROCK, AR 722012708 | PRINCIPAL LIFE INSURANCE COMPANY | $31K | — | $31K | 3.33% |
| THE HATCHER AGENCY3 | P O BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $131K | — | $131K | 15.00% |
| BENEFIT COMMUNICATIONS INC3 | 2977 SIDCO DR NASHVILLE, TN 37204 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $167K | $27K | $194K | 22.65% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $45K | $739 | $46K | 5.38% |
| MORRIS, CHRISTOPHER, ROBERT3 | 2977 SIDCO DR NASHVILLE, TN 37204 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $26K | $2K | $28K | 3.32% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | GUARDIAN | $596K | — | $596K | 71.70% |
| CHARTWELL FINANCIAL GROUP LLC3 Filed as: CHARTWELL FINANCIAL GROUP, LLC | 6000 POPLAR ST 113 MEMPHIS, TN 38119 | GUARDIAN | $630 | — | $630 | 0.08% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $648 | $8K | 21.46% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $557 | $5K | 17.01% |
| THE HATCHER AGENCY3 | P O BOX 3505 LITTLE ROCK, AR 72203 | HYATT LEGAL PLANS | $3K | — | $3K | 9.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,145 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 392 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 7,537 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | DELTA DENTAL PLAN OF ARKANSAS | 10,058 | $4.4M |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 8,845 | $876K |
| Life insurance(3 contracts, 3 carriers) | PRINCIPAL FINANCIAL GROUP | 14,258 | $5.4M |
| Short-term disability(2 contracts, 2 carriers) | PRINCIPAL FINANCIAL GROUP | 14,258 | $4.5M |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 14,258 | $934K |
| Other(7 contracts, 5 carriers) | PRINCIPAL FINANCIAL GROUP | 8,740 | $6.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,258 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.