| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: BLUE CROSS BLUE SHIELD | 601 S GAINES ST. LITTLE ROCK, AR 72201 | HEALTH ADVANTAGE | — | $180K | $180K | 12.99% |
| MAX KANE | 111 CENTER STREET LITTLE ROCK, AR 72201 | HEALTH ADVANTAGE | $35K | — | $35K | 2.50% |
| STEPHENS INSURANCE LLC3 Filed as: STEPHENS INSURANCE, LLC | 111 CENTER ST SUITE 1410 LITTLE ROCK, AR 72201 | DELTA DENTAL PLAN OF ARKANSAS | $10K | — | $10K | 10.00% |
| STEPHENS INSURANCE LLC3 | 111 CENTER ST STE 1410 LITTLE ROCK, AR 72201 | LINCOLN NATIONAL LIFE INSURANCE | $4K | $383 | $5K | 16.28% |
| STEPHENS INSURANCE LLC3 | 111 CENTER ST STE 1410 LITTLE ROCK, AR 72201 | LINCOLN NATIONAL LIFE INSURANCE | $4K | $370 | $5K | 16.30% |
| STEPHENS INSURANCE LLC3 | 111 CENTER ST LITTLE ROCK, AR 72201 | COLONIAL LIFE & ACCIDENT INSURANCE | $1K | — | $1K | 4.57% |
| ROBERT W ALLEN3 | 39 SUNCREST DR CABOT, AR 72023 | COLONIAL LIFE & ACCIDENT INSURANCE | $398 | $12 | $410 | 1.60% |
| BARNETT BENEFITS GROUP INC3 | 101 BARNETT RD LONOKE, AR 72086 | COLONIAL LIFE & ACCIDENT INSURANCE | $379 | $29 | $408 | 1.59% |
| TULLY AND COMPANY INC3 | 1926 STONE BRIDGE LANE MARIETTA, GA 30064 | COLONIAL LIFE & ACCIDENT INSURANCE | $281 | $27 | $308 | 1.20% |
| GINGER MULLINS & COMPANY INC3 | 1701 CENTERVIEW DRIVE LITTLE ROCK, AR 72211 | COLONIAL LIFE & ACCIDENT INSURANCE | $240 | $17 | $257 | 1.00% |
| JAMES PEW3 Filed as: JAMES R BROGLEN | PO BOX 3198 LITTLE ROCK, AR 72203 | COLONIAL LIFE & ACCIDENT INSURANCE | $202 | — | $202 | 0.79% |
| TRACY HENSON TUTOR3 | 2879 FOSTER DALE CV GERMANTOWN, TN 38138 | COLONIAL LIFE & ACCIDENT INSURANCE | $48 | — | $48 | 0.19% |
| KID INSURANCE BENEFITS INC3 | 8045 ROYAL SAINT GEORGES LANE DULUTH, GA 30097 | COLONIAL LIFE & ACCIDENT INSURANCE | $11 | $17 | $28 | 0.11% |
| KYLE HARDING3 | 105 EAST BROAD ST TEXARKANA, AR 71854 | COLONIAL LIFE & ACCIDENT INSURANCE | $25 | — | $25 | 0.10% |
| CRAIG ALEXANDER MILLER3 | 2037 POWERS FERRY RD SE MARIETTA, GA 30067 | COLONIAL LIFE & ACCIDENT INSURANCE | $11 | $14 | $25 | 0.10% |
| MARK HOLLAND3 | P.O. BOX 38366 GERMANTOWN, TN 38183 | COLONIAL LIFE & ACCIDENT INSURANCE | $12 | — | $12 | 0.05% |
| STEPHENS INSURANCE LLC3 | PO BOX 3507 LITTLE ROCK, AR 72203 | NATIONAL GUARDIAN LIFE INSURANCE | $2K | — | $2K | 9.82% |
| STEPHENS INSURANCE LLC3 | 111 CENTER ST STE 1410 LITTLE ROCK, AR 72201 | LINCOLN NATIONAL LIFE INSURANCE | $3K | $215 | $3K | 16.07% |
| STEPHENS INSURANCE LLC3 | 111 CENTER ST STE 1410 LITTLE ROCK, AR 72201 | LINCOLN NATIONAL LIFE INSURANCE | $2K | $156 | $2K | 16.19% |
| JACK JONES HOLLINGSWORTH JR3 | 1305 W 46TH AVE PINE BLUFF, AR 71603 | AFLAC | $216 | — | $216 | 8.66% |
| DEWAYNE GOLDWYN SIMPSON3 | 4204 COPPER ROCK DR EDMOND, OK 73025 | AFLAC | $45 | — | $45 | 1.80% |
| JAMES PEW3 Filed as: JAMES R BROGLEN | 1500 RIVERFRONT DR LITTLE ROCK, AR 72202 | AFLAC | $27 | — | $27 | 1.08% |
| WILLIAM D WENBERG3 | 13024 STACY LANE LITTLE ROCK, AR 72211 | AFLAC | $22 | — | $22 | 0.88% |
| EVELYN J CARROLL3 | 50 MCCORD RD CONWAY, AR 72032 | AFLAC | $13 | — | $13 | 0.52% |
| BARBARA A RIESENBERG3 | 1179 TIGER TRACE BLVD GULF BREEZE, FL 32563 | AFLAC | $10 | — | $10 | 0.40% |
| ALVIS B RIESENBERG3 | 2645 DAYTIME CT GULF BREEZE, FL 32563 | AFLAC | $6 | — | $6 | 0.24% |
| WILLIAM A BRIGGS3 | 1731 GAY THOMPSON RD RAMER, TN 38367 | AFLAC | $3 | — | $3 | 0.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 379 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 379 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH ADVANTAGE | 379 | $1.4M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 337 | $102K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE | 332 | $23K |
| Life insurance(4 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE | 224 | $62K |
| Short-term disability | AFLAC | 3 | $2K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE | 224 | $30K |
| Prescription drug | HEALTH ADVANTAGE | 379 | $1.4M |
| Other(4 contracts, 3 carriers) | LINCOLN NATIONAL LIFE INSURANCE | 224 | $77K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 379 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.