| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: CUSTOM BENEFIT PROGRAMS AN AON CO | 897 12TH ST HAMMONON, NJ 08037 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1.8M | $403K | $2.2M | 8.94% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 3501 CAUSEWAY BLVD MATARIE, LA 70002 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $256K | — | $256K | 1.05% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | 3501 CAUSEWAY BLVD MATARIE, LA 70002 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $117K | — | $117K | 0.48% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | 850 UNITED PLAZA BLVD SUITE 500 BATON ROUGE, LA 70809 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $2K | $2K | 0.01% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS CHICAGO | 456 PAYSPHERE CIR CHICAGO, IL 60674 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $109 | — | $109 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS ADM | PO BOX 310502 DES MOINES, IA 50311 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $14 | — | $14 | 0.00% |
| MCGRIFF INSURANCE SERVICES INC3 | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | $229K | $311K | $540K | 2.52% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | PO BOX 3198 LITTLE ROCK, AR 72203 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $226K | $200K | $426K | 2.02% |
| MCGRIFF INSURANCE SERVICES INC3 | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | $116K | $223K | $339K | 3.25% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | — | UNUM LIFE INSURANCE COMPANY OF NORTH AMERICA | $73K | $145K | $218K | 3.22% |
| AGIS NETWORK INC3 | 21252 KRATKY RD ST LOUIS, MO 63114 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $25K | — | $25K | 7.81% |
| GARDNER, KEVIN M3 Filed as: GARDNER, KEVIN | 3510 N CAUSEWAY BLVD SUITE 300 MATARIE, LA 70002 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $25K | — | $25K | 7.81% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 3198 LITTLE ROCK, AR 72203 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $1K | $1K | 2.15% |
| MADIGAN, JAMES3 | LOCKBOX 896620 5130 PARKWAY PLAZA BLVD CHARLOTTE, NC 28217 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $510 | — | $510 | 1.07% |
| AGIS NETWORK INC3 | 2122 KRATKY RD ST LOUIS, MO 63114 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 7.97% |
| GARDNER, KEVIN M3 Filed as: GARDNER, KEVIN | 3510 N CAUSEWAY BLVD SUITE 300 METARIE, LA 70002 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 7.97% |
| MCGRIFF INSURANCE SERVICES INC3 | POP BOX 3198 LITTLE ROCK, AR 72203 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $133 | $133 | 2.18% |
| MADIGAN, JAMES3 | LOCKBOX 896620 5130 PARKWAY PLAZA BLVD CHARLOTTE, NC 28217 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $66 | — | $66 | 1.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 109,576 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 434 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 110,010 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(4 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 110,010 | $31.9M |
| Long-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 72,106 | $27.9M |
| Other(8 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 110,010 | $57.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 110,010 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.