| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEPHENS INSURANCE LLC3 | 111 CENTER ST, STE 100 LITTLE ROCK, AR 72201 | UNITED HEALTHCARE INSURANCE COMPANY | $27K | — | $27K | 5.00% |
| STEPHENS INSURANCE LLC3 | 111 CENTER ST LITTLE ROCK, AR 72201 | DELTA DENTAL PLAN OF ARKANSAS | $5K | — | $5K | 6.00% |
| STEPHENS INSURANCE LLC3 | 111 CENTER ST LITTLE ROCK, AR 72201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | $3K | $11K | 14.50% |
| STEPHENS INSURANCE LLC3 | 111 CENTER ST LITTLE ROCK, AR 72201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $902 | — | $902 | 5.38% |
| MCFADDEN BENEFIT MANAGEMENT INC3 | 5852 KENNEDY DRIVE FAYETTEVILLE, AR 72704 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $406 | $99 | $505 | 3.01% |
| MARKS BENEFIT MANAGEMENT LLC3 | 4257 GABEL DRIVE FAYETTEVILLE, AR 72703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $281 | $97 | $378 | 2.25% |
| DONNA M GEABHART3 Filed as: DONNA GEABHART | 1207 S 4TH ST ROGERS, AR 72756 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $257 | $68 | $325 | 1.94% |
| LEGACY CAPITAL GROUP ARKANSAS, LLC3 Filed as: LEGACY CAPITAL GROUP ARKANSAS LLC | 8315 CANTRELL RD LITTLE ROCK, AR 72227 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $223 | — | $223 | 1.33% |
| DAVID GRAVES3 | 22575 MEADOW ST SILOAM SPRINGS, AR 72761 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $102 | — | $102 | 0.61% |
| KYLE HARDING3 | 105 E BROAD ST TEXARKANA, AR 71854 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | $48 | $87 | 0.52% |
| SHEILA J PURSELL3 Filed as: SHEILA PURSELL | 12 CUMBRIAN DRIVE BELLA VISTA, AR 72714 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $81 | $1 | $82 | 0.49% |
| TANA L MAY3 Filed as: TANA MAY | 1820 MAY LANE HARRISON, AR 72601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $59 | $2 | $61 | 0.36% |
| PARKER RUSSELL3 | 1880 SEMINOLE CT FAYETTEVILLE, AR 72701 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $54 | — | $54 | 0.32% |
| GINGER MULLINS & COMPANY INC3 | 1701 CENTERVIEW DRIVE LITTLE ROCK, AR 72211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $44 | $3 | $47 | 0.28% |
| JOHN PHILIP DARR3 Filed as: JOHN P DARR | 1126 FORREST PARK WAY GREENWOOD, AR 72936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $30 | — | $30 | 0.18% |
| MATTHEW WILLIAM NICKERSON3 Filed as: MATTHEW W NICKERSON | 5873 W KENNEDY DRIVE FAYETTEVILLE, AR 72704 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.10% |
| STEPHENS INSURANCE LLC3 | 111 CENTER ST LITTLE ROCK, AR 72201 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $999 | — | $999 | 9.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 117 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 117 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 187 | $548K |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 215 | $87K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 137 | $10K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 125 | $77K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 125 | $77K |
| Other(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 125 | $94K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 215 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.