| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROPPS, KAYLA3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $2K | $32 | $2K | 1.86% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $170 | $3 | $173 | 0.20% |
| DUNCAN, JERRY3 | 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $139 | — | $139 | 0.16% |
| GALEN BRENT CLARKSON3 Filed as: GALEN CLARKSON | 3421 SUNSHINE RD ROYAL, AR 71968 | AFLAC | $7K | $77 | $7K | 19.25% |
| ANGELA L STALEY3 Filed as: ANGELA STALEY | 902 MARTIN LUTHER KING BLVD STE 102 MALVERN, AR 72104 | AFLAC | $1K | $11 | $1K | 3.23% |
| THOMAS REAL ESTATE & INSURANCE CO3 | 1306 MILITARY RD STE 1 BENTON, AR 72105 | AFLAC | $286 | — | $286 | 0.79% |
| JOHN CHRISTOPHER3 | 1637 S SILVERTHORNE DR LITTLE ROCK, AR 72210 | AFLAC | $226 | — | $226 | 0.63% |
| JMC BENEFITS3 Filed as: JMC BENEFITS INC | 1637 S SILVERTHORNE DR BENTON, AR 72019 | AFLAC | $163 | — | $163 | 0.45% |
| BENJAMIN ADAM GRANT3 Filed as: BENJAMIN GRANT | 3264 SCOTT SALEM RD BENTON, AR 72019 | AFLAC | $130 | — | $130 | 0.36% |
| ASHLEY NICOLE BOLHOFNER3 Filed as: ASHLEY BOLHOFNER | 164 THORNTON FERRY RD APT 3 HOT SPRINGS NATIONAL P, AR 71913 | AFLAC | $94 | — | $94 | 0.26% |
| RITA JONES INC3 Filed as: RITA JONES | PO BOX20474 HOT SPRINGS, AR 17903 | AFLAC | $94 | — | $94 | 0.26% |
| JESSICA L FORESTIER3 Filed as: JESSICA FORESTIER | 213 LOVIA CIR ROYAL, AR 71968 | AFLAC | $73 | $11 | $84 | 0.23% |
| LINDA G VAUGHN3 Filed as: LINDA VAUGHN | PO BOX94 GLENWOOD, AR 71943 | AFLAC | $83 | — | $83 | 0.23% |
| MICHAEL FOWLER3 | 335 E MAIN ST STE B1 TUPELO, MS 38804 | AFLAC | $72 | — | $72 | 0.20% |
| WENDELL W WHITEHURST3 Filed as: WENDELL WHITEHURST | 28 YACHT CLUB RD LITTLE ROCK, AR 72223 | AFLAC | $56 | — | $56 | 0.16% |
| SHELLY JEAN HAYES3 Filed as: SHELLY HAYES | 108 SE 11TH ST ALEDO, IL 61231 | AFLAC | $55 | — | $55 | 0.15% |
| BRENT P WOOD3 Filed as: BRENT WOOD | 6701 LAKERIDGE DR TEXARKANA, TX 75503 | AFLAC | $50 | — | $50 | 0.14% |
| ROSEMARY WALL3 | 2004 MOULTRIE CIR FRANKLIN, TN 37064 | AFLAC | $41 | — | $41 | 0.11% |
| RAYMON P KEECH III3 Filed as: RAYMON KEECH ILL | 8207 CAMPAIGN CIR RICHMOND, TX 77406 | AFLAC | $39 | — | $39 | 0.11% |
| BETHANY FRANKLIN3 | 5601 FOREST BEND LN TEXARKANA, AR 71854 | AFLAC | $24 | — | $24 | 0.07% |
| SAMUEL TOLIVER3 | 1051 FOX CHASE RD HEBER SPRINGS, AR 71845 | AFLAC | $23 | — | $23 | 0.06% |
| STEPHEN HOBBS3 | 11575 CRYSTAL BAY CIR NORTH LITTLE ROCK, AR 72113 | AFLAC | $23 | — | $23 | 0.06% |
| JERRY MCCARTNEY3 | 3110 HINSON RD LITTLE ROCK, AR 72212 | AFLAC | $6 | — | $6 | 0.02% |
| TELARA A ADAMS3 Filed as: TELARA ADAMS | 204 EXECUTIVE CT STE 302 LITTLE ROCK, AR 72205 | AFLAC | $4 | — | $4 | 0.01% |
| ALLISON R DEMPSEY3 Filed as: ALLISON DEMPSEY | 2393 HIGHWAY 51 N ARKADELPHIA, AR 71923 | AFLAC | $4 | — | $4 | 0.01% |
| CAROLYN J LEE3 Filed as: CAROLYN LEE | 1412 MAIN ST STE 504 TEXARKANA, TX 75501 | AFLAC | $4 | — | $4 | 0.01% |
| JOHN TIMOTHY MCRAE3 Filed as: JOHN MCRAE | 1206 WOODLAND PARK RD BRYANT, AR 72022 | AFLAC | $4 | — | $4 | 0.01% |
| SHAWN STEPHENS3 | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $3 | — | $3 | 0.01% |
| RHONDA WENBERG3 | 3 BENT TREE DR LITTLE ROCK, AR 72212 | AFLAC | $3 | — | $3 | 0.01% |
| ROGERS BENEFIT GROUP INC3 Filed as: RONALD ROGERS | 1406 SW LIBERTY AVE BENTONVILLE, AR 72713 | AFLAC | $2 | — | $2 | 0.01% |
| EDWARD L MARTINA III3 Filed as: EDWARD MARTINA ILL | 100 GENNA LN YOUNGSVILLE, LA 70592 | AFLAC | $2 | — | $2 | 0.01% |
| SCOTT W BLACKSHEAR3 Filed as: SCOTT GUTHRIE | 436 LONE STAR LN HIDEAWAY, TX 75771 | AFLAC | $1 | — | $1 | 0.00% |
| MATTHEW D CARPENTER3 Filed as: MATTHEW CARPENTER | 8 SHACKLEFORD PLZ STE 300 LITTLE ROCK, AR 72211 | AFLAC | $1 | — | $1 | 0.00% |
| KAY STINNETT3 | 24528 SUNNY GLEN DR HUFFMAN, TX 77336 | AFLAC | $1 | — | $1 | 0.00% |
| BYRON KEITH BURRELL3 Filed as: BYRON BURRELL | 364 ARKAVALLEY RD GREENBRIER, AR 72058 | AFLAC | $0 | — | $0 | 0.00% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $32 | $4 | $36 | 0.64% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 111 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 111 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 153 | $829K |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 186 | $58K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 152 | $12K |
| Life insurance(2 contracts) | USABLE LIFE | 111 | $90K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 69 | $42K |
| Long-term disability | USABLE LIFE | 111 | $85K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 153 | $829K |
| Other(4 contracts, 3 carriers) | USABLE LIFE | 130 | $130K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 186 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.