| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE ROBBI DAVIS AGENCY3 Filed as: ROBBI DAVIS | 1909 HINSON LOOP ROAD #102 LITTLE ROCK, AR 72212 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $22K | — | $22K | 1.50% |
| THE ROBBI DAVIS AGENCY3 Filed as: ROBBI DAVIS | 1909 HINSON LOOP #102 LITTLE ROCK, AR 72212 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $7K | — | $7K | 5.00% |
| JUDY BETHEA INSURANCE INC3 | 11323 ARCADE DRIVE SUITE 228 LITTLE ROCK, AR 72212 | USABLE LIFE | $3K | $505 | $4K | 11.22% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $257 | — | $257 | 0.80% |
| CHRISTOPHER SHUMAKE3 | 75 VALLEY ESTATES COVE LITTLE ROCK, AR 72212 | USABLE LIFE | $104 | — | $104 | 0.32% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $49 | — | $49 | 0.15% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $21 | — | $21 | 0.07% |
| THE ROBBI DAVIS AGENCY3 Filed as: ROBBI DAVIS | 1909 HINSON LOOP ROAD #102 LITTLE ROCK, AR 72212 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $3K | — | $3K | 10.07% |
| JUDY BETHEA INSURANCE INC3 | 11323 ARCADE DRIVE SUITE 228 LITTLE ROCK, AR 72212 | USABLE LIFE | $544 | $380 | $924 | 3.76% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $148 | — | $148 | 0.60% |
| CHRISTOPHER SHUMAKE3 | 75 VALLEY ESTATES COVE LITTLE ROCK, AR 72212 | USABLE LIFE | $100 | — | $100 | 0.41% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $28 | — | $28 | 0.11% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $20 | — | $20 | 0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 234 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 4 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 242 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 205 | $1.5M |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 234 | $133K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 197 | $27K |
| Life insurance | USABLE LIFE | 233 | $25K |
| Long-term disability | USABLE LIFE | 236 | $32K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHIELD | 205 | $1.5M |
| Other | USABLE LIFE | 233 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 236 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.