See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 7 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PORAC EIN 23-7077256 PARTY IN INTEREST | Plan Administrator; Direct payment from the plan Service code 14 | — | $677K |
| MYERS-STEVENS TOOHEY & CO INC EIN 95-2637676 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $467K |
| REICH ADELL & CVITAN EIN 94-1205338 NONE | Legal; Direct payment from the plan Service code 29 | — | $127K |
| THE SEGAL COMPANY EIN 94-1050399 NONE | Consulting (general); Direct payment from the plan; Insurance brokerage commissions and fees Service code 16 | — | $72K |
| HEMMING MORSE EIN 30-0702322 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $22K |
| ROBERT FEINGLASS EIN 80-0231345 NONE | Legal; Direct payment from the plan Service code 29 | — | $18K |
| DAMON KURTZ EIN 68-6068469 TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | — | $9K |
| HALBERT HARGROVE EIN 33-0804608 NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $9K |
| WILLIAM DANIELS EIN 68-6068469 TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 64,772 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 64,772 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | RELIASTAR LIFE INSURANCE COMAPNY OF NEW YORK | 10,544 | $1.2M |
| Long-term disability | STANDARD INSURANCE COMPANY | 19,050 | $2.6M |
| Other | RELIASTAR LIFE INSURANCE COMAPNY | 610 | $673K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 19,050 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.