| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| A. G. INSURANCE AGENCIES,INC.3 | 6100 WESTERN PLACE DRIVE #350 FORT WORTH, TX 76107 | BLUECROSS BLUESHIELD OF TEXAS | $51K | $1K | $52K | 4.81% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS. & FINANCIAL SRVS | 12404 PARK CENTRAL DR STE. 400S DALLAS, TX 75251 | BLUECROSS BLUESHIELD OF TEXAS | $11K | — | $11K | 1.01% |
| A. G. INSURANCE AGENCIES,INC.3 | 6100 WESTERN PLACE DRIVE #350 FORT WORTH, TX 76107 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $14K | $1K | $15K | 17.94% |
| A. G. INSURANCE AGENCIES,INC.3 | 6100 WESTERN PL STE 350 FORT WORTH, TX 761078300 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | — | $6K | 9.48% |
| GARRY LYNN JOHNSON3 | 3850 E. BASELINE RD. STE. 121 MESA, AZ 852064404 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 3.61% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS. & FINANCIAL SRVS | 12404 PARK CENTRAL DR STE. 400S DALLAS, TX 752511800 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.85% |
| A. G. INSURANCE AGENCIES,INC.3 | 6100 WESTERN PLACE DRIVE #350 FORT WORTH, TX 76107 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $276 | $5K | 22.02% |
| A. G. INSURANCE AGENCIES,INC.3 | 6100 WESTERN PLACE DRIVE #350 FORT WORTH, TX 76107 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $204 | $3K | 17.74% |
| A. G. INSURANCE AGENCIES,INC.3 | 6100 WESTERN PLACE DRIVE #350 FORT WORTH, TX 76107 | VISION SERVICES PLAN | $775 | — | $775 | 6.63% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS. & FINANCIAL SRVS | 12404 PARK CENTRAL DR. STE 400 DALLAS, TX 75251 | VISION SERVICES PLAN | $535 | — | $535 | 4.58% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 194 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 194 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 194 | $1.1M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 161 | $62K |
| Vision | VISION SERVICES PLAN | 87 | $12K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 124 | $85K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 28 | $17K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 124 | $85K |
| Other(4 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 124 | $183K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 194 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.