| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| A. G. INSURANCE AGENCIES,INC.3 | 12404 PARK CENTRAL DR SUITE 400S DALLAS, TX 75251 | HEALTH CARE SERVICE CORPORATION | $54K | $831 | $55K | 4.47% |
| A. G. INSURANCE AGENCIES,INC.3 | 6100 WESTERN PLACE DRIVE STE 801 FORT WORTH, TX 76107 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $16K | $1K | $17K | 20.70% |
| A. G. INSURANCE AGENCIES,INC.3 | 6100 WESTERN PL STE 350 FORT WORTH, TX 761078300 | AMERITAS LIFE INSURANCE CORP | $6K | — | $6K | 9.15% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS. & FINANCIAL SRVS | 12404 PARK CENTRAL DR STE. 400S DALLAS, TX 752511800 | AMERITAS LIFE INSURANCE CORP | $3K | — | $3K | 4.12% |
| A. G. INSURANCE AGENCIES,INC.3 | 6100 WESTERN PLACE DRIVE STE 801 FORT WORTH, TX 76107 | FRESHBENIES | $4K | — | $4K | 12.70% |
| A. G. INSURANCE AGENCIES,INC.3 | 6100 WESTERN PLACE DRIVE STE 801 FORT WORTH, TX 76107 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $252 | $4K | 21.21% |
| A. G. INSURANCE AGENCIES,INC.3 | 6100 WESTERN PLACE DRIVE STE 801 FORT WORTH, TX 76107 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $229 | $4K | 26.51% |
| A. G. INSURANCE AGENCIES,INC.3 | 6100 WESTERN PLACE DRIVE #350 FORT WORTH, TX 761074600 | VISION SERVICE PLAN | $865 | — | $865 | 6.52% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE & FINANCIAL S | 12404 PARK CENTRAL DR. STE 400 DALLAS, TX 752511803 | VISION SERVICE PLAN | $662 | — | $662 | 4.99% |
| EMPLOYEE NAVIGATOR, LLC3 | 7979 OLD GEORGETOWN RD, STE 300 BETHESDA, MD 208142554 | VISION SERVICE PLAN | $66 | — | $66 | 0.50% |
| A. G. INSURANCE AGENCIES,INC.3 | 6100 WESTERN PLACE DRIVE STE 801 FORT WORTH, TX 76107 | MEDICAL AIR SERVICES ASSOCIATION OF FLORIDA, INC. | $1K | — | $1K | 15.36% |
| MASA AGENTS3 | — | MEDICAL AIR SERVICES ASSOCIATION OF FLORIDA, INC. | $454 | — | $454 | 5.93% |
| BENEFITMALL3 | 12404 PARK CENTRAL DRIVE SUITE 400S DALLAS, TX 75251 | MEDICAL AIR SERVICES ASSOCIATION OF FLORIDA, INC. | $383 | — | $383 | 5.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH CARE SERVICE CORPORATION | 220 | $1.2M |
| Dental | AMERITAS LIFE INSURANCE CORP | 89 | $65K |
| Vision | VISION SERVICE PLAN | 93 | $13K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 124 | $98K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 34 | $17K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 124 | $83K |
| Other(4 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 124 | $140K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 220 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.