| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 Filed as: IMA INC. | 430 E DOUGLAS ST, SUITE 400 WICHITA, KS 67202 | BLUE CROSS AND BLUE SHIELD OF TEXAS | $57K | — | $57K | 3.74% |
| IMA, INC.3 Filed as: IMA INC | 1705 17TH ST DENVER, CO 802021224 | AMERITAS LIFE INSURANCE CORP. | $13K | $3K | $16K | 23.13% |
| A. G. INSURANCE AGENCIES,INC.3 Filed as: A G INSURANCE AGENCIES INC | 6100 WESTERN PL STE 801 FORT WORTH, TX 761074695 | AMERITAS LIFE INSURANCE CORP. | $604 | — | $604 | 0.87% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE & FINANCIAL | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 752511800 | AMERITAS LIFE INSURANCE CORP. | $272 | — | $272 | 0.39% |
| IMA, INC.3 Filed as: IMA INC | 430 E DOUGLAS AVE #430 WICHITA, KS 67202 | STANDARD INSURANCE COMPANY | $6K | $3K | $9K | 14.47% |
| IMA, INC.3 Filed as: IMA INC | 430 E DOUGLAS AVE #430 WICHITA, KS 67202 | STANDARD INSURANCE COMPANY | $8K | $3K | $11K | 19.73% |
| IMA, INC.3 Filed as: IMA INC | 430 E DOUGLAS AVE #430 WICHITA, KS 67202 | STANDARD INSURANCE COMPANY | $2K | $945 | $3K | 13.86% |
| IMA, INC.3 | 430 EAST DOUGLAS AVENUE SUITE 400 WICHITA, KS 672023409 | FRESHBENIES | $3K | — | $3K | 22.24% |
| IMA, INC.3 | 430 EAST DOUGLAS AVENUE SUITE 400 WICHITA, KS 672023409 | MEDICAL AIR SERVICES ASSOCIATION, INC. | $2K | — | $2K | 16.93% |
| IMA, INC.3 Filed as: IMA INC | 430 E DOUGLAS AVE #430 WICHITA, KS 67202 | STANDARD INSURANCE COMPANY | $1K | $638 | $2K | 17.36% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 128 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 128 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF TEXAS | 199 | $1.5M |
| Dental | AMERITAS LIFE INSURANCE CORP. | 211 | $70K |
| Vision | STANDARD INSURANCE COMPANY | 91 | $10K |
| Life insurance | STANDARD INSURANCE COMPANY | 128 | $54K |
| Short-term disability | STANDARD INSURANCE COMPANY | 52 | $20K |
| Long-term disability | STANDARD INSURANCE COMPANY | 128 | $61K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF TEXAS | 199 | $1.5M |
| Other(3 contracts, 3 carriers) | STANDARD INSURANCE COMPANY | 128 | $80K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 211 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.