| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WOODITCH COMPANY INSURANCE SERVICES3 | 1 PARK PLAZA, SUITE 400 IRVINE, CA 92614 | BLUE CROSS OF CALIFORNIA | $63K | — | $63K | 6.03% |
| LOCKTON COMPANIES, LLC3 | 444 W. 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | BLUE CROSS OF CALIFORNIA | $188 | $4K | $4K | 0.40% |
| LOCKTON COMPANIES, LLC3 | 725 SOUTH FIGUEROA STREET 35TH FLOOR LOS ANGELES, CA 90017 | AFLAC | $3K | — | $3K | 2.82% |
| MJR INSURANCE SERVICES LLC3 | 5805 SEPULVEDA BOULEVARD, SUITE 700 SHERMAN OAKS, CA 91411 | AFLAC | $2K | $62 | $2K | 1.66% |
| MJR INSURANCE SERVICES LLC3 | PO BOX 1116 CAMARILLO, CA 93011 | AFLAC | $2K | $128 | $2K | 1.64% |
| RENEE SUZANNE CORSO3 | 5805 SEPULVEDA BOULEVARD SUITES 700 AND 740 SHERMAN OAKS, CA 91411 | AFLAC | $1K | $86 | $1K | 1.20% |
| WILLIAM ANDREWS3 | 5805 SEPULVEDA BOULEVARD, SUITE 700 SHERMAN OAKS, CA 91411 | AFLAC | $974 | — | $974 | 0.97% |
| FRANCISCO MALDONADO3 | 1242 TULLOCH DRIVE TRACY, CA 95304 | AFLAC | $870 | $58 | $928 | 0.92% |
| ELVA E. ESCOBAR3 | 16242 CALAHAN STREET NORTH HILLS, CA 91343 | AFLAC | $642 | $132 | $774 | 0.77% |
| MICHAEL JOHN RINKE3 | PO BOX 1116 CAMARILLO, CA 93011 | AFLAC | $669 | $3 | $672 | 0.67% |
| ANDREA SILVA-MUNOZ3 | 20705 DOT STREET SANTA CLARITA, CA 91350 | AFLAC | $546 | $72 | $618 | 0.62% |
| APRIL L FARRELL3 Filed as: APRIL L. FARRELL | 4600 E. WASHINGTON ST., SUITE 310 PHOENIX, AZ 85034 | AFLAC | $550 | — | $550 | 0.55% |
| JAMES F SCHLERNITZAUER3 Filed as: JAMES F. SCHLERNITZAUER | 1175 GEER ROAD, SUITE D TURTLEROCK, CA 95380 | AFLAC | $509 | — | $509 | 0.51% |
| MJR INSURANCE SERVICES LLC3 | 5444 SEPULVEDA BOULEVARD, APT 106 SHERMAN OAKS, CA 91411 | AFLAC | $444 | $3 | $447 | 0.45% |
| LILY YAN3 | 5805 SEPULVEDA BOULEVARD, SUITE 700 SHERMAN OAKS, CA 91411 | AFLAC | $400 | $28 | $428 | 0.43% |
| SPALDING GROUP ENTERPRISES3 | 29404 QUAIL RUN DRIVE AGOURA HILLS, CA 91301 | AFLAC | $332 | — | $332 | 0.33% |
| TOUCH KEO3 | 117 ELLEN AVENUE MODESTO, CA 95351 | AFLAC | $304 | $12 | $316 | 0.31% |
| MICHAEL BREITNER3 | 3425 W. OLIVE AVENUE, APT. 320 BURBANK, CA 91505 | AFLAC | $219 | $47 | $266 | 0.26% |
| GEORGE PADRON3 | 11 S. CENTRAL AVENUE, #2115 PHOENIX, AZ 85004 | AFLAC | $164 | $21 | $185 | 0.18% |
| GUSTAVO ARRIAGA II3 | 5237 N. RIVERSIDE DRIVE, SUITE 207 FORT WORTH, TX 76137 | AFLAC | $181 | — | $181 | 0.18% |
| BRENDA R. MATUTE3 | 13000 DRONFIELD AVENUE, APT. 206 SYLMAR, CA 91342 | AFLAC | $170 | — | $170 | 0.17% |
| JOHN KUNZ3 Filed as: JOHN M. KUNZ | 8100 LIBERTY GROVE ROAD, SUITE 400 ROWLETT, TX 75089 | AFLAC | $139 | $15 | $154 | 0.15% |
| MICHAEL JOHN RINKE3 Filed as: MICHAEL JONH RINKE | 5444 SEPULVEDA BOULEVARD, APT 106 SHERMAN OAKS, CA 93011 | AFLAC | $154 | — | $154 | 0.15% |
| SERAPIO M. NAMBO3 | 2175 57TH AVENUE SACRAMENTO, CA 95822 | AFLAC | $136 | $12 | $148 | 0.15% |
| HIXME INSURANCE SOLUTIONS, INC.3 Filed as: HIXME INSURANCE SOLUTIONS INC. | 5737 KANAN ROAD AGOURA HILLS, CA 91301 | AFLAC | $118 | — | $118 | 0.12% |
| ADAM H MICHAELS3 Filed as: ADAM H. MICHAELS | 2922 CORDA LANE LOS ANGELES, CA 90049 | AFLAC | $117 | — | $117 | 0.12% |
| ANA PATRICIA ARRIAGA3 | 980 ARLINGTON CIRCLE WOODLAND, CA 95695 | AFLAC | $104 | — | $104 | 0.10% |
| APRIL L FARRELL3 Filed as: APRIL FARRELL | 4600E. WASHINGTON STREET, SUITE 310 PHOENIX, AZ 85034 | AFLAC | $65 | $39 | $104 | 0.10% |
| FILIPE A COELHO3 Filed as: FILIPE A. COELHO | 4515 S. MCCLINTOCK DRIVE, SUITE 212 TEMPE, AZ 85282 | AFLAC | $86 | $10 | $96 | 0.10% |
| PATTY J NATIONS3 | 7850 N. SILVERBELL ROAD, #114-310 TUCSON, AZ 85743 | AFLAC | $96 | — | $96 | 0.10% |
| STEVE CRAIG GOLDSTEIN3 | 6255 VENTURA CANYON AVENUE VAN NUYS, CA 91401 | AFLAC | $92 | — | $92 | 0.09% |
| LANCE WALUSKO3 | 1405 E. ORANGEBURG AVENUE MODESTO, CA 95355 | AFLAC | $78 | — | $78 | 0.08% |
| CASSANDRA M MACKENZIE3 | 2330 1ST AVENUE SAN DIEGO, CA 92101 | AFLAC | $66 | — | $66 | 0.07% |
| SCOTT ALEXANDER3 | 28043 PARKRIDGE LANE CANYON COUNTRY, CA 91387 | AFLAC | $49 | — | $49 | 0.05% |
| MARK K HASLEY3 Filed as: MARK K. HASLEY | 20905 W. COURT STREET BUCKEYE, AZ 85396 | AFLAC | $48 | — | $48 | 0.05% |
| RAKY INSURANCE AGENCY3 | 3944 MURPHY CANYON ROAD SAN DIEGO, CA 92123 | AFLAC | $42 | — | $42 | 0.04% |
| WALTER O. PECCORINI3 | 708 W. SWAIN ROAD STOCKTON, CA 95207 | AFLAC | $39 | — | $39 | 0.04% |
| CHRISTOPHER HAGER3 | 8021 TRUXTON AVENUE LOS ANGELES, CA 90045 | AFLAC | $36 | — | $36 | 0.04% |
| CLAUDIA S. CHAMORRO3 | PO BOX 22481 SAN DIEGO, CA 92192 | AFLAC | $20 | $12 | $32 | 0.03% |
| MICHAEL C WALKER3 Filed as: MICHAEL A. STACHOWIAK | 321 N. CLARK STREET, SUITE 615 CHICAGO, IL 60654 | AFLAC | $30 | — | $30 | 0.03% |
| BRENDAN W DEASY3 Filed as: BRENDAN W. DEASY | 534 W. 7TH AVENUE WEST HOMESTEAD, PA 15120 | AFLAC | $30 | — | $30 | 0.03% |
| ROSARIO RONQUILLO3 | 4500 PARK GRANADA, SUITE 202 CALABASAS, CA 91302 | AFLAC | $28 | — | $28 | 0.03% |
| ALEXANDRA JACOBI3 Filed as: ALEXANDRA C. DIBIASI LLC | PO BOX 72105 PHOENIX, AZ 85050 | AFLAC | $27 | — | $27 | 0.03% |
| ZAKERY ALLEN HARLOW3 | 2030 W. BASELINE ROAD SUITE 182-17062 PHOENIX, AZ 85041 | AFLAC | $25 | — | $25 | 0.02% |
| SHAMIRAN YOHANNA3 | 14145 N. 92ND STREET, UNIT 1066 SCOTTSDALE, CA 85260 | AFLAC | $23 | — | $23 | 0.02% |
| MARK HABER & ASSOC INC3 Filed as: MARK HALIM HABER | 9370 SKY PARK COURT, SUITE 250 SAN DIEGO, CA 92123 | AFLAC | $20 | — | $20 | 0.02% |
| KRISTIN MILLER3 | 5805 SEPULVEDA BOULEVARD, SUITE 700 SHERMAN OAKS, CA 91411 | AFLAC | $7 | $11 | $18 | 0.02% |
| ARMANDO ROMERO3 | 5805 SEPULVEDA BOULEVARD, SUITE 700 SHERMAN OAKS, CA 91411 | AFLAC | $18 | — | $18 | 0.02% |
| NANETTE STARK3 | 5805 SEPULVEDA BOULEVARD, SUITE 700 SHERMAN OAKS, CA 91411 | AFLAC | $17 | — | $17 | 0.02% |
| LABAN MATTHEW SPALDING3 Filed as: LABAN MATHHEW SPALDING | 29404 QUAIL RUN DRIVE AGOURA HILLS, CA 91301 | AFLAC | $17 | — | $17 | 0.02% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 8110 E. UNION AVENUE, SUITE 700 DENVER, CO 80237 | AFLAC | $16 | — | $16 | 0.02% |
| OVERBECK INSURANCE SERVICES3 | 1033 SOUTH BOULEVARD OAK PARK, IL 60302 | AFLAC | $14 | $2 | $16 | 0.02% |
| NICOLE LYNN RIHANEK3 | 1205 6TH AVENUE E, APT 4312 BRADENTON, FL 34208 | AFLAC | $16 | — | $16 | 0.02% |
| BRIAN G JAEGGI3 Filed as: BRIAN G. JAEGGI | 15607 W. LILLI WAY VAN NUYS, CA 91406 | AFLAC | $16 | — | $16 | 0.02% |
| MARK LEVINE3 | 10062 GERALD AVENUE NORTH HILLS, CA 91343 | AFLAC | $13 | — | $13 | 0.01% |
| DENISE JANE FORCONI3 | 5065 E. MAZATZAL DRIVE CAVE CREEK, AZ 85331 | AFLAC | $13 | — | $13 | 0.01% |
| ENRIQUE OSUNA3 | 6720 CASE AVENUE NORTH HOLLYWOOD, CA 91606 | AFLAC | $12 | — | $12 | 0.01% |
| NAFF AND ASSOCIATES LLC3 | 6501 E. GREENWAY PARKWAY SCOTTSDALE, AZ 85254 | AFLAC | $10 | — | $10 | 0.01% |
| JAMIE R WALLACE3 Filed as: JAMIE R. WALLACE | 1 WILDGOOSE LANE SAVANNAH, GA 31411 | AFLAC | $7 | $2 | $9 | 0.01% |
| SCOTT WEBB3 | 26729 N. 91ST DRIVE PEORIA, AZ 85383 | AFLAC | $9 | — | $9 | 0.01% |
| MARIA MULLIGAN3 | 15131 W. DYNAMITE BOULEVARD SUN CITY WEST, AZ 85387 | AFLAC | $8 | — | $8 | 0.01% |
| JEFFERY S GIBSON3 Filed as: JEFFERY S. GIBSON | 200 W. ELM STREET, SUITE 1225 CONSHOHOCKEN, PA 19428 | AFLAC | $8 | — | $8 | 0.01% |
| SALVADOR AGUILAR3 | 5050 MURPHY CANYON ROAD SAN DIEGO, CA 92123 | AFLAC | $7 | — | $7 | 0.01% |
| BRIAN GEORGE JAEGGI3 | 8591 DYNASTY DRIVE BOCA RATON, FL 33433 | AFLAC | $7 | — | $7 | 0.01% |
| MICHAEL P ROLDAN3 Filed as: MICHAEL P. ROLDAN | 6895 E. CAMELBACK ROAD, UNIT 6028 SCOTTSDALE, AZ 85251 | AFLAC | $6 | — | $6 | 0.01% |
| SCOTT W BLACKSHEAR3 Filed as: SCOTT M. GUTHRIE | 14227 N. 14TH STREET PHOENIX, AZ 85022 | AFLAC | $6 | — | $6 | 0.01% |
| JACQUELINE VEGA3 | 9406 SWINTON AVENUE NORTH HILLS, CA 91343 | AFLAC | $6 | — | $6 | 0.01% |
| REGINALD QUEEN3 | 5805 SEPULVEDA BOULEVARD, SUITE 700 SHERMAN OAKS, CA 91411 | AFLAC | $5 | — | $5 | 0.00% |
| MARK K HASLEY3 Filed as: MARK K. HASLEY | 21732 N. 86TH DRIVE PEORIA, AZ 85382 | AFLAC | $4 | — | $4 | 0.00% |
| RAYMOND J. MULLIGAN3 | 8765 W. KELTON LANE, BLDG B1 PEORIA, AZ 85382 | AFLAC | $4 | — | $4 | 0.00% |
| BRANDON M. CROTHERS3 | 1822 ROOSEVELT AVENUE, UNIT B SAN DIEGO, CA 92109 | AFLAC | $4 | — | $4 | 0.00% |
| JOHNSON INSURANCE SERVICES LLC3 | 1103 HUNTER DRIVE MOUNT PLEASANT, WI 53406 | AFLAC | $4 | — | $4 | 0.00% |
| MELISSA A SCHOFIELD3 Filed as: MELISSA SCHOFIELD | 910 W. KATHLEEN ROAD PHOENIX, AZ 85023 | AFLAC | $2 | — | $2 | 0.00% |
| LES HEINSEN INS SERVICES INC3 Filed as: LES HEINSEN INS SERVICES INC. | 4416 VIA PALAGIO FAIR OAKS, CA 95628 | AFLAC | $2 | — | $2 | 0.00% |
| KAREN ORTIZ3 | 2705 KOBE DRIVE SAN DIEGO, CA 92123 | AFLAC | $2 | — | $2 | 0.00% |
| MICHAEL G GLADNICK3 Filed as: MICHAEL G. GLADNICK | 3850 E. BASELINE ROAD, SUITE 116 MESA, AZ 85206 | AFLAC | $2 | — | $2 | 0.00% |
| MICAHEL G. RYAN3 | 836 HOOSIER PASS PRESCOTT, AZ 86301 | AFLAC | $2 | — | $2 | 0.00% |
| NATALIE MALHAM3 | 5822 N. 13TH STREET PHOENIX, AZ 85014 | AFLAC | $2 | — | $2 | 0.00% |
| HAROLD W ELLIOTT LLC3 Filed as: HAROLD W. ELLIOTT LLC | 15838 S. 1ST AVENUE PHOENIX, AZ 85045 | AFLAC | $2 | — | $2 | 0.00% |
| ROBERT PILKENTON3 Filed as: ROBERT L. PILKENTON | 6643 FM 2187 ROAD SEALY, TX 77474 | AFLAC | $1 | — | $1 | 0.00% |
| LISA M HUTCHERSON3 Filed as: LISA M. HUTCHERSON | 5690 LILYVIEW WAY ELK GROVE, CA 95757 | AFLAC | $1 | — | $1 | 0.00% |
| EMILY MARIE EVANS3 | 2242 S. SARATOGA MESA, AZ 85202 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 277 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 277 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS OF CALIFORNIA | 218 | $1.0M |
| Dental | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 382 | $115K |
| Vision | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 382 | $115K |
| Life insurance | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 382 | $115K |
| Prescription drug | BLUE CROSS OF CALIFORNIA | 218 | $1.0M |
| Other(2 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 382 | $215K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 382 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.