| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MYERS-STEVENS & TOOHEY CO INC3 Filed as: MYERS STEVENS & TOOHEY & CO., INC. | 26101 MARGUERITE PKWY MISSION VIEJO, CA 926923203 | RELIASTAR LIFE INSURANCE COMPANY | — | $41K | $41K | 8.68% |
| MYERS-STEVENS & TOOHEY CO INC3 Filed as: MYERS STEVENS & TOOHEY & CO., INC. | 26101 MARGUERITE PKWY MISSION VIEJO, CA 926923203 | RELIASTAR LIFE INSURANCE COMPANY | $28K | — | $28K | 5.98% |
| MYERS-STEVENS & TOOHEY CO INC3 Filed as: MYERS STEVENS & TOOHEY & CO., INC. | 26101 MARGUERITE PKWY MISSION VIEJO, CA 926923203 | RELIASTAR LIFE INSURANCE COMPANY | — | $6K | $6K | 26.16% |
| MYERS-STEVENS & TOOHEY CO INC3 Filed as: MYERS STEVENS & TOOHEY & CO., INC. | 26101 MARGUERITE PKWY MISSION VIEJO, CA 926923203 | RELIASTAR LIFE INSURANCE COMPANY | $5K | — | $5K | 22.47% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MYERS-STEVENS & TOOHEY & CO., INC. EIN 95-2637676 CONTRACTOR | Contract Administrator Service code 13 | 26101 MARGUERITE PKWY MISSON VIEJO, CA 92692 | $117K |
| ROBERT HAMILTON EIN 14-0362210 PLAN MANAGER | Plan Administrator Service code 14 | 1640 LAKEHILLS DRIVE EL DORADO HILLS, CA 95762 | $52K |
| AMERITRADE EIN 47-0533629 CONTRACTOR | Investment advisory (plan) Service code 27 | — | $43K |
| ACCOUNTING & CONSULTING SERVICES EIN 71-1040441 CONTRACTOR | Accounting (including auditing) Service code 10 | 4377 MYRTLE AVE SACRAMENTO, CA 95841 | $27K |
| GILBERT ASSOCIATES, INC. EIN 68-0037990 CONTRACTOR | Accounting (including auditing) Service code 10 | 2880 GATEWAY OAKS DR SACRAMENTO, CA 95833 | $26K |
| ADAPT MANAGEMENT EIN 55-4510876 CONTRACTOR | Other services Service code 49 | P.O. BOX 549 BOISE, ID 83701 | $23K |
| ANDERSON-SHEA INSURANCE EIN 61-1471467 INSURANCE PROVIDER | Insurance services Service code 23 | 910 W. MAIN ST., 352 BOISE, ID 83702 | $12K |
| CA STATE FIREFIGHTERS' ASSOCIATION EIN 95-2127059 EMPLOYEE ORGANIZATION | Other services Service code 49 | 2701 K STREET SACRAMENTO, CA 95816 | $12K |
| LPL FINANCIAL EIN 95-2834236 CONTRACTOR | Investment advisory (plan) Service code 27 | 9785 TOWNE CENTRE DRIVE SAN DIEGO, CA 921211968 | $11K |
| ROBERT MARTIN CONTRACTOR | Other services Service code 49 | 3509 HILL CANYON AVE THOUSAND OAKS, CA 91360 | $10K |
| ROBERT MCNABB CONTRACTOR | Other services Service code 49 | 42665 LAKESHORE BLVD AGUANGA, CA 92536 | $10K |
| LOUIE RODRIGUEZ CONTRACTOR | Other services Service code 49 | 15912 DUNDALK LANE HUNTINGTON BEACH, CA 92647 | $7K |
| SAM WINNER EIN 68-0258703 BOARD PRESIDENT | Trustee (individual) Service code 20 | 601 N. MCPHERSON ST. LA HABRA, CA 90631 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,362 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 17 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 305 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,684 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 2,320 | $472K |
| Long-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 15,537 | $581K |
| Other | RELIASTAR LIFE INSURANCE COMPANY | 15,537 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 15,537 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.