| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | BLUE CROSS OF CALIFORNIA | — | $36K | $36K | 2.62% |
| PIERCE HEALTH SOLUTIONS LLC3 Filed as: PIERCE HEALTH SOLUTIONS, LLC | 15477 VENTURA BOULEVARD LOS ANGELES, CA 91403 | BLUE CROSS OF CALIFORNIA | $0 | $24K | $24K | 1.80% |
| ROBERT CORDOVA ALDERETE3 | 15477 VENTURA BOULEVARD, SUITE 202B SHERMAN OAKS, CA 91403 | BLUE CROSS OF CALIFORNIA | $0 | $13K | $13K | 0.92% |
| ALLIANT INSURANCE SERVICES, INC.3 | PO BOX 8299 PASADENA, CA 91109 | DELTA DENTAL OF CALIFORNIA | $7K | $0 | $7K | 7.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 18100 VON KARMAN AVENUE, SUITE 1000 IRVINE, CA 92612 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 3.71% |
| PIERCE HEALTH SOLUTIONS LLC3 Filed as: PIERCE HEALTH SOLUTIONS | 15477 VENTURA BOULEVARD, SUITE 202 SHERMAN OAKS, CA 91403 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 3.11% |
| AMWINS3 Filed as: AMWINS CONNECT INSURANCE SERVICES | 2677 NORTH MAIN STREET, SUITE 800 SANTA ANA, CA 92705 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $909 | $909 | 2.77% |
| ALLIANT INSURANCE SERVICES, INC.3 | 425 NE HANCOCK STREET PORTLAND, OR 97212 | PRINCIPAL LIFE INSURANCE COMPANY | $397 | $0 | $397 | 1.21% |
| PIERCE HEALTH SOLUTIONS LLC3 Filed as: PIERCE HEALTH SOLUTIONS | 15477 VENTURA BOULEVARD, SUITE 202 SHERMAN OAKS, CA 91403 | VISION SERVICE PLAN | $698 | $0 | $698 | 3.27% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | PO BOX 8299 PASADENA, CA 91109 | VISION SERVICE PLAN | $666 | $0 | $666 | 3.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 202 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 5 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 207 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS OF CALIFORNIA | 149 | $1.4M |
| Dental | DELTA DENTAL OF CALIFORNIA | 245 | $97K |
| Vision | VISION SERVICE PLAN | 133 | $21K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 230 | $33K |
| Prescription drug | BLUE CROSS OF CALIFORNIA | 149 | $1.4M |
| Other(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 284 | $40K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 284 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.