See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 8 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 9 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AIDA L. ORTIZ RODRIGUEZ EIN 58-1415086 EMPLOYEE | Employee (plan) Service code 30 | URB. SUMMIT HILLS 562 CALLE TORRECILLA SAN JUAN, PR 009204312 | $40K |
| YOLANDA LANDRAU RAMOS EIN 58-1650227 EMPLOYEE | Employee (plan) Service code 30 | URB. SANTA ROSA 31-5 CALLE 28 BAYAMON, PR 009596533 | $34K |
| VICTOR M. ORTEGA RAMON EIN 58-4205792 NONE | Other services Service code 49 | URB. VILLA BORINQUEN 405 CALLE DUERO SAN JUAN, PR 009203701 | $15K |
| OVIDIO RUIZ HERNANDEZ EIN 58-3518920 INDEPENDENT CPA | Legal Service code 29 | PO BOX 3266 CAROLINA, PR 009843266 | $12K |
| DOCTORS CENTER HOSPITAL SAN JUAN EIN 66-0686840 NONE | Other services Service code 49 | PO BOX 30532 MANATI, PR 006748513 | $11K |
| DOCTORS CENTER HOSPITAL MANATI EIN 66-0665951 NONE | Other services Service code 49 | PO BOX 30532 MANATI, PR 006748513 | $9K |
| DENISSE MARTINEZ MENDEZ EIN 58-2810023 NONE | Other services Service code 49 | PO BOX 890 TOA ALTA, PR 009540890 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 713 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 713 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts) | FIRST MEDICAL HEALTH PLAN, INC. | 161 | $1.1M |
| Dental(3 contracts, 2 carriers) | FIRST MEDICAL HEALTH PLAN, INC. | 238 | $260K |
| Vision(4 contracts) | FIRST MEDICAL HEALTH PLAN, INC. | 35 | $550K |
| Life insurance(2 contracts) | FIRST MEDICAL HEALTH PLAN, INC. | 33 | $295K |
| Prescription drug(5 contracts) | FIRST MEDICAL HEALTH PLAN, INC. | 161 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 238 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.