| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 101 SOUTH TRYON STREET, SUITE 2550 CHARLOTTE, NC 29280 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $133K | — | $133K | 2.31% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 101 SOUTH TRYON STREET, SUITE 2550 CHARLOTTE, NC 29280 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $28K | — | $28K | 9.23% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $30K | — | $30K | 15.00% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $14K | — | $14K | 15.00% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | — | $9K | 15.00% |
| CUSTOM BENEFITS PROGRAMS3 | 897 12TH STREET HAMMONTON, NJ 08037 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $185 | $4K | 11.13% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 101 SOUTH TRYON STREET, SUITE 2550 CHARLOTTE, NC 29280 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $915 | — | $915 | 2.48% |
| CUSTOM BENEFITS PROGRAMS3 | 897 12TH STREET HAMMONTON, NJ 08037 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $124 | $3K | 10.91% |
| CUSTOM BENEFITS PROGRAMS3 | 897 12TH STREET HAMMONTON, NJ 08037 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $54 | $3K | 10.89% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 743 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 743 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 524 | $5.8M |
| Dental | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 558 | $299K |
| Vision | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 524 | $37K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 882 | $95K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 668 | $197K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 717 | $58K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 524 | $5.8M |
| Other(4 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 846 | $96K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 882 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.