| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MDG ASSOCIATES OF CONNECTICUT3 Filed as: MDG ASSOCIATES OF CONNECTICUT LLC | 34 E INDUSTRIAL RD STE 5 BRANFORD, CT 06405 | UNTIEDHEALTHCARE INSURANCE COMPANY | $34K | — | $34K | 1.78% |
| PROFESSIONAL PENSIONS INC3 | 10 RESEARCH PKWY WALLINGFORD, CT 06492 | UNTIEDHEALTHCARE INSURANCE COMPANY | $17K | — | $17K | 0.89% |
| PROFESSIONAL PENSIONS INC3 | 10 RESERACH PKWY WALLINGFORD, CT 06492 | UNITED OF OMAHA INSURANCE COMPANY | $13K | $10K | $22K | 17.86% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA INSURANCE COMPANY | — | $2K | $2K | 1.19% |
| PROFESSIONAL PENSIONS INC5 Filed as: PROFESSIONAL PENSIONS | 10 RESEARCH PARKWAY WALLINGFORD, CT 06492 | MUTUAL OF OMAHA INSURANCE COMPANY | — | $6K | $6K | 7.75% |
| PROFESSIONAL PENSIONS INC3 Filed as: PROFESSIONAL PENSIONS | 10 RESEARCH PARKWAY WALLINGFORD, CT 06492 | MUTUAL OF OMAHA INSURANCE COMPANY | $4K | — | $4K | 5.53% |
| PROFESSIONAL PENSIONS INC3 | 10 RESEARCH PARKWAY WALLINGFORD, CT 06492 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $984 | — | $984 | 5.00% |
| MDG ASSOCIATES OF CONNECTICUT3 | 34 EAST INDUSTRIAL RD SUITE 5 BRANFORD, CT 06405 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $545 | — | $545 | 2.77% |
| MDG ASSOCIATES OF CONNECTICUT3 | 34 EAST INDUSTRIAL RD SUITE 5 BRANFORD, CT 06405 | ALPHA DENTAL PROGRAMS INC | $232 | — | $232 | 3.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 271 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 272 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNTIEDHEALTHCARE INSURANCE COMPANY | 350 | $2.2M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF CONNECTICUT INC | 243 | $120K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 224 | $20K |
| Life insurance | UNITED OF OMAHA INSURANCE COMPANY | 280 | $126K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA INSURANCE COMPANY | 280 | $197K |
| Long-term disability | UNITED OF OMAHA INSURANCE COMPANY | 280 | $126K |
| Other | UNITED OF OMAHA INSURANCE COMPANY | 280 | $126K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 350 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.