| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 240 S PINEAPPLE AVE STE 301 SARASOTA, FL 34236 | HEALTH OPTIONS | $30K | — | $30K | 4.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 240 S PINEAPPLE AVE STE 301 SARASOTA, FL 34236 | BLUE CROSS BLUE SHIELD OF FLORIDA | $3K | — | $3K | 4.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 7984 COOPER CREEK BLVD STE 101 UNIVERSITY PARK, FL 34201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 20.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 1819 MAIN ST STE 510 SARASOTA, FL 34236 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $809 | $809 | 4.74% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 7984 COOPER CREEK BLVD SUITE 101 UNIVERSITY PK, FL 34201 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 9.93% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 7984 COOPER CREEK BLVD STE 101 UNIVERSITY PARK, FL 34201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 20.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 1819 MAIN ST STE 510 SARASOTA, FL 34236 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $540 | $540 | 4.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 7984 COOPER CREEK BLVD STE 101 UNIVERSITY PARK, FL 34201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 20.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 1819 MAIN ST STE 510 SARASOTA, FL 34236 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $512 | $512 | 4.16% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 7984 COOPER CREEK BLVD STE 101 UNIVERSITY PARK, FL 34201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 20.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 1819 MAIN ST STE 510 SARASOTA, FL 34236 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $467 | $467 | 4.40% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 103 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 103 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH OPTIONS | 76 | $817K |
| Dental | HUMANA INSURANCE COMPANY | 93 | $14K |
| Vision | HUMANA INSURANCE COMPANY | 93 | $14K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 103 | $23K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 43 | $17K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 20 | $13K |
| Prescription drug | HEALTH OPTIONS | 76 | $746K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 103 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 103 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.