| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| US BENTEC WORKPLACE SOLUTIONS3 | 700 WEST HILLSBORO BOULEVARD SUILDING 2-102 DEERFIELD BEACH, FL 33441 | TRUSTMARK INSURANCE COMPANY | $6K | — | $6K | 9.97% |
| MORRIS & REYNOLDS INC3 Filed as: MORRIS AND REYNOLDS | 14821 SOUTH DIXIE HIGHWAY MIAMI, FL 33176 | TRUSTMARK INSURANCE COMPANY | $3K | — | $3K | 4.31% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES | 656 SHREBURY AVENUE SUITE 200 TINTON FALLS, NJ 07701 | TRUSTMARK INSURANCE COMPANY | $192 | — | $192 | 0.33% |
| US BENTEC WORKPLACE SOLUTIONS3 | 700 WEST HILLSBORO BOULEVARD BUILDING 2-102 DEERFIELD BEACH, FL 33441 | TRUSTMARK INSURANCE COMPANY | $4K | — | $4K | 13.13% |
| MORRIS & REYNOLDS INC3 Filed as: MORRIS AND REYNOLDS | 14821 SOUTH DIXIE HIGHWAY MIAMI, FL 33176 | TRUSTMARK INSURANCE COMPANY | $2K | — | $2K | 6.10% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES | 656 SHREBURY AVENUE SUITE 200 TINTON FALLS, NJ 07701 | TRUSTMARK INSURANCE COMPANY | $152 | — | $152 | 0.51% |
| US BENTEC WORKPLACE SOLUTIONS3 | 700 WEST HILLSBORO BOULEVARD SUITE 2-102 DEERFIELD BEACH, FL 33441 | BEAZLEY INSUANCE COMPANY INC. | $3K | — | $3K | 10.00% |
| DSM FINANCIAL LLC3 Filed as: DSM FINANCIAL, LLC | 950 PENINSULA CORPORATE CIRCL SUITE 3007 BOCA RATON, FL 33487 | BEAZLEY INSUANCE COMPANY INC. | $1K | — | $1K | 5.00% |
| MORRIS & REYNOLDS INC3 Filed as: MORRIS & REYNOLDS | 14821 SOUTH DIXIE HIGHWAY MIAMI, FL 33176 | BEAZLEY INSUANCE COMPANY INC. | $1K | — | $1K | 5.00% |
| US BENTEC WORKPLACE SOLUTIONS3 | 700 WEST HILLSBORO BOULEVARD BUILDING 2-102 DEERFIELD BEACH, FL 33441 | TRUSTMARK INSURANCE COMPANY | $910 | — | $910 | 7.70% |
| MORRIS & REYNOLDS INC3 Filed as: MORRIS AND REYNOLDS | 148 SOUTH DIXIE HIGHWAY MIAMI, FL 33176 | TRUSTMARK INSURANCE COMPANY | $428 | — | $428 | 3.62% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES | 656 SHREBURY AVENUE SUITE 200 TINTON FALLS, NJ 07701 | TRUSTMARK INSURANCE COMPANY | $36 | — | $36 | 0.30% |
| US ENROLLMENT SERVICES3 | 2300 NORTHWEST CORPORATE BOULEVARD SUITE 215 BOCA RATON, FL 33431 | PREFERRED LEGAL PLAN | $687 | — | $687 | 15.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | TRUSTMARK INSURANCE COMPANY | 17 | $12K |
| Other(5 contracts, 3 carriers) | TRUSTMARK INSURANCE COMPANY | 175 | $130K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 175 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.