| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE BENEFITS RESOURCES INC3 | 4411 BEE RIDGE ROAD SUITE 486 SARASOTA, FL 34233 | BLUE CROSS BLUE SHIELD OF FLORIDA | $14K | — | $14K | 4.00% |
| THE BENEFITS RESOURCES INC3 | 4411 BEE RIDGE ROAD SUITE 486 SARASOTA, FL 34233 | HEALTH OPTIONS | $13K | — | $13K | 4.00% |
| BENEFITS RESOURCE GROUP3 Filed as: THE BENEFITS RESOURCE | 4411 BEE RIDGE ROAD SUITE 486 SARASOTA, FL 34233 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 7.61% |
| THE BENEFITS RESOURCES INC3 | 4411 BEE RIDGE ROAD SUITE 486 SARASOTA, FL 34233 | USABLE LIFE | $502 | — | $502 | 11.93% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PARKWAY #DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $42 | — | $42 | 1.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 150 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 153 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 45 | $668K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 102 | $47K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 102 | $47K |
| Life insurance | USABLE LIFE | 151 | $4K |
| Prescription drug | HEALTH OPTIONS | 40 | $327K |
| Other | USABLE LIFE | 151 | $4K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 151 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.