| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LAWRENCE D SHARE COMPANY3 Filed as: LAWRENCE D. SHARE COMPANY | 1200 S PINE ISLAND RD SUITE 400 PLANTATION, FL 33324 | AVMED | $29K | — | $29K | 5.12% |
| LAWRENCE D SHARE COMPANY3 Filed as: LAWRENCE D. SHARE COMPANY | 1200 S PINE ISLAND RD SUITE 400 PLANTATION, FL 33324 | COVENTRY HEALTH CARE OF FLORIDA, INC | $15K | — | $15K | 4.00% |
| LAWRENCE D SHARE COMPANY3 | 1200 S PINE ISLAND RD SUITE 400 PLANTATION, FL 33324 | SOLSTICE BENEFITS INC | $8K | — | $8K | 11.37% |
| LAWRENCE D SHARE COMPANY3 Filed as: LAWRENCE D SHARE CO INCE | 1200 S PINE ISLAND RD SUITE 400 PLANTATION, FL 33324 | HARTFORD LIFE AND ACCIDENT | $6K | $0 | $6K | 10.00% |
| LAWRENCE D SHARE COMPANY3 | 1200 S PINE ISLAND RD SUITE 400 PLANTATION, FL 33324 | AFLAC | $1K | $0 | $1K | 6.95% |
| CECILIA KOLSTAD3 | PO BOX 848415 PEMBROKE PINES, FL 33084 | AFLAC | $571 | $4 | $575 | 3.33% |
| LON R KOLSTAD3 | PO BOX 848415 PEMBROKE PINES, FL 33084 | AFLAC | $379 | $19 | $398 | 2.31% |
| JAVIER ORTIZ3 | 165 NE 96 ST MIAMI SHORES, FL 33138 | AFLAC | $132 | $4 | $136 | 0.79% |
| ELAINE KOLSTAD DUBE3 | PO BOX 848415 PEMBROKE PINES, FL 33084 | AFLAC | $136 | $0 | $136 | 0.79% |
| MARTA M SASTRE3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $94 | $0 | $94 | 0.54% |
| ALFRED RIETKERK3 | 3120 NE 47 ST FORT LAUDERDALE, FL 33308 | AFLAC | $81 | $4 | $85 | 0.49% |
| DE VITA B MCKENZIE3 | 110 SE 6TH STE SUITE 1700 FORT LAUDERDALE, FL 33301 | AFLAC | $77 | $0 | $77 | 0.45% |
| SINGER INSURANCE SERVICE3 | 15450 NEW BARN RD #309 MIAMI LAKES, FL 33014 | AFLAC | $18 | $0 | $18 | 0.10% |
| LAWRENCE D SHARE COMPANY3 | 1200 S PINE ISLAND RD SUITE 400 PLANTATION, FL 33324 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $0 | $3K | 16.16% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES INC | 200 W CYPRESS CREEK RD FORT LAUDERALE, FL 33309 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $474 | $0 | $474 | 4.52% |
| MORFAR STRATEGIES INC3 | 6990 GRIFFIN RD DAVIE, FL 33314 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $370 | $0 | $370 | 3.52% |
| ESQUEN INSURANCE GROUP CORP3 | 14552 SW 152 PL MIAMI, FL 33196 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $81 | $0 | $81 | 0.77% |
| GINA MARIE MARTINEZ3 | 2401 NE 65 ST FORT LAUDERDALE, FL 33308 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $67 | $0 | $67 | 0.64% |
| SHEALY BENEFITS SERVICES INC3 | 215 HOGAN WAY LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $67 | $0 | $67 | 0.64% |
| CORY JOSEPH FANECA3 | 3308 50TH AVE EAST BRADENTON, FL 34203 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $47 | $0 | $47 | 0.45% |
| KYLE RUSSEY3 | 6921 E WEDGEWOOD AVE DAVIE, FL 33331 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $29 | $0 | $29 | 0.28% |
| ANDREW M CARVO3 | 888 S ANDREW AVE FORT LAUDERDALE, FL 33316 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $13 | $0 | $13 | 0.12% |
| DUPUY & ASSOCIATES INC3 Filed as: DUPUY & ASSOC | PO BOX 1131 ESTERO, FL 33928 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $10 | $0 | $10 | 0.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 292 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 292 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AVMED | 261 | $924K |
| Dental | SOLSTICE BENEFITS INC | 192 | $70K |
| Vision | SOLSTICE BENEFITS INC | 192 | $70K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 292 | $75K |
| Short-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 292 | $75K |
| Long-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 292 | $75K |
| Other(4 contracts, 4 carriers) | HARTFORD LIFE AND ACCIDENT | 292 | $103K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 292 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.