| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MIER INSURANCE GROUP INC3 Filed as: MIER INSURANCE GROUP, INC. | 68 SOUTHEAST 6TH STREET APARTMENT 1709 MIAMI, FL 33131 | BLUE CROSS BLUE SHIELD OF FLORIDA | $46K | — | $46K | 4.00% |
| MIER INSURANCE GROUP INC3 | 68 SOUTHEAST 6TH STREET APARTMENT 1709 MIAMI, FL 33131 | FLORIDA COMBINED LIFE | $14K | — | $14K | 8.59% |
| FLORIDA BLUE3 | 4800 DEERWOOD CAMPUS PARKWAY #DC2/2 JACKSONVILLE, FL 32246 | FLORIDA COMBINED LIFE | $998 | — | $998 | 0.63% |
| MIER INSURANCE GROUP INC3 Filed as: MIER INSURANCE GROUP, INC. | 68 SOUTHEAST 6TH STREET APARTMENT 1709 MIAMI, FL 33131 | USABLE LIFE | $3K | — | $3K | 20.98% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PARKWAY # DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $116 | — | $116 | 0.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 524 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 525 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 135 | $1.2M |
| Dental | FLORIDA COMBINED LIFE | 545 | $158K |
| Life insurance | USABLE LIFE | 542 | $16K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF FLORIDA | 135 | $1.2M |
| Other | USABLE LIFE | 542 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 545 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.