| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORCIA INSURANCE GROUP LLC3 | 2611 HOLLYWOOD BLVD HOLLYWOOD, FL 33020 | HUMANA INSURANCE COMPANY | $9K | $2K | $11K | 12.45% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS SVSC INC | 1111 PARK CENTRE BLVD STE 401 MIAMI, FL 33169 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 12.95% |
| AMG BRICKELL INC3 Filed as: AMG BRICKELL INC. | 1111 PARK CENTRE BLVD STE 401 MIAMI, FL 33169 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 5.44% |
| CORCIA INSURANCE GROUP LLC3 | 2611 HOOLLYWOOD BLVD HOLLYWOOD, FL 33020 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $621 | — | $621 | 1.61% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS SVCS INC | 1111 PARK CENTRE BLVD STE 401 MIAMI, FL 33169 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 13.21% |
| AMG BRICKELL INC3 | 1111 PARK CENTRE BLVD STE 401 MIAMI, FL 33169 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $779 | — | $779 | 5.32% |
| CORCIA INSURANCE GROUP LLC3 | 2611 HOLLYWOOD BLVD HOLLYWOOD, FL 33020 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $214 | — | $214 | 1.46% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS SVCS INC | 1111 PARK CENTRE BLVD STE 401 MIAMI, FL 33169 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 11.18% |
| AMG BRICKELL INC3 | 1111 PARK CENTRE BLVD STE 401 MIAMI, FL 33169 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $860 | — | $860 | 7.11% |
| CORCIA INSURANCE GROUP LLC3 Filed as: CORCIA INSURANCE GROUP | 2611 HOLLYWOOD BLVD HOLLYWOOD, FL 33020 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $206 | — | $206 | 1.70% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS SVCS INC | 1111 PARK CENTRE BLVD STE 401 MIAMI, FL 33169 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 12.17% |
| AMG BRICKELL INC3 Filed as: AMG BRICKELL INC. | 1111 PARK CENTRE BLVD STE 401 MIAMI, FL 33169 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $709 | — | $709 | 6.32% |
| CORCIA INSURANCE GROUP LLC3 | 2611 HOLLYWOOD BLVD HOLLYWOOD, FL 33020 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $169 | — | $169 | 1.51% |
| CORCIA INSURANCE GROUP LLC3 | 2611 HOLLYWOOD BLVD HOLLYWOOD, FL 33020 | COMPBENEFITS COMPANY | $1K | $1K | $2K | 50.74% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHPLANS, INC. EIN 04-2734278 PLAN ADMINISTRATOR | Insurance agents and brokers; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Insurance brokerage commissions and fees Service code 12 | 1500 WEST PARK DRIVE SUITE 330 WESWTBOROUGH, MA 01581 | $266K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 330 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 330 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 250 | $91K |
| Vision | HUMANA INSURANCE COMPANY | 250 | $86K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 330 | $26K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 121 | $38K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 66 | $12K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 330 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 330 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.