| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THAXTON GROUP, INC.3 Filed as: THAXTON GROUP INC | 501 E KENNEDY BLVD STE 1000 TAMPA, FL 33602 | UNITEDHEALTHCARE INSURANCE COMPANY | $46K | — | $46K | 5.49% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP INC - TAMPA | 5110 N 40TH ST STE 234 PHOENIX, AZ 85018 | UNITEDHEALTHCARE INSURANCE COMPANY | $13K | — | $13K | 1.56% |
| THAXTON GROUP, INC.3 Filed as: THAXTON GROUP, INC. DBA SGP ADVI | 501 E KENNEDY BLVD SUITE 1000 TAMPA, FL 33602 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $4K | — | $4K | 8.00% |
| NATIONAL AGENCY SOLUTIONS LLC3 | 7313 MERCHANT COURT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $3K | — | $3K | 5.68% |
| THE SOUTHERN REGION LLC3 | 7313 MERCHANT COURT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $2K | — | $2K | 4.32% |
| THAXTON GROUP, INC.3 Filed as: THAXTON GROUP INC | 501 E KENNEDY BLVD SUITE 1000 TAMPA, FL 33602 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 15.00% |
| ROGERS BENEFIT GROUP INC3 | 5110 N 40TH ST STE 234 PHOENIX, AZ 85018 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 5.00% |
| WORKSITE AMERICA LLC3 Filed as: WORKSITE AMERICA | 14141 46TH ST N STE 1209 CLEARWATER, FL 33762 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 5.00% |
| THAXTON GROUP, INC.3 Filed as: THAXTON GROUP, INC. DBA SHEA B | 501 E KENNEDY BLVD SUITE 1000 TAMPA, FL 33602 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 13.82% |
| ROGERS BENEFIT GROUP INC3 | 5110 N 40TH ST STE 234 PHOENIX, AZ 85018 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $597 | — | $597 | 5.00% |
| WORKSITE AMERICA LLC3 Filed as: WORKSITE AMERICA | 14141 46TH ST N STE 1209 CLEARWATER, FL 33762 | UNUM INSURANCE COMPANY | $1K | — | $1K | 14.01% |
| THAXTON GROUP, INC.3 Filed as: THAXTON GROUP INC | 501 E KENNEDY BLVD SUITE 1000 TAMPA, FL 33602 | UNUM INSURANCE COMPANY | $464 | — | $464 | 6.00% |
| WORKSITE AMERICA LLC3 Filed as: WORKSITE AMERICA | 14141 46TH ST N STE 1209 CLEARWATER, FL 33762 | UNUM INSURANCE COMPANY | $898 | — | $898 | 20.67% |
| THAXTON GROUP, INC.3 Filed as: THAXTON GROUP INC | 501 E KENNEDY BLVD SUITE 1000 TAMPA, FL 33602 | UNUM INSURANCE COMPANY | $385 | — | $385 | 8.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 169 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 8 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 178 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 175 | $832K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 175 | $832K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 175 | $832K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 152 | $12K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 33 | $26K |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 152 | $38K |
| Other(4 contracts, 3 carriers) | AMERICAN PUBLIC LIFE INSURANCE COMPANY | 152 | $71K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 175 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.