| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BATEMAN GORDON & SANDS3 Filed as: BATEMAN, GORDON & SANDS, INC. | 3050 NORTH FEDERAL HIGHWAY LIGHTHOUSE POINT, FL 33064 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $288K | — | $288K | 6.54% |
| MARSH & MCLENNAN AGENCY LLC3 | 1000 CORPORATE CENTER DRIVE SUITE 400 FORT LAUDERDALE, FL 33334 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $36K | — | $36K | 0.83% |
| CREATIVE BENEFIT CONSULTANTS INC3 | AND VARIOUS OTHER BROKERS 18214 102 WAY S BOCA RATON, FL 33498 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $72K | $25K | $96K | 12.35% |
| MARSH & MCLENNAN AGENCY LLC3 | 1000 CORPORATE CENTER DRIVE SUITE 400 FORT LAUDERDALE, FL 33334 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27K | $2K | $29K | 3.73% |
| BATEMAN GORDON & SANDS3 Filed as: BATEMAN & GORDORN & SANDS INC | 3050 N FEDERAL HWY LIGHTHOUSE POINT, FL 33064 | METROPOLITAN LIFE INSURANCE COMPANY | $32K | — | $32K | 8.37% |
| MARSH & MCLENNAN AGENCY LLC3 | 1000 CORPORATE CENTER DRIVE SUITE 400 FORT LAUDERDALE, FL 33334 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $900 | $8K | 2.01% |
| PLANSOURCE BENEFITS ADMINISTRATION3 | 638 S GARLAND AVENUE SUITE 203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | — | $678 | $678 | 0.18% |
| THE SOUTHERN REGION LLC3 | AND VARIOUS OTHER AGENTS 7313 MERCHANT COURT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $12K | — | $12K | 7.98% |
| BATEMAN GORDON & SANDS3 Filed as: BATEMAN GORDON AND SANDS | 3050 N FEDERAL HWY LIGHTHOUSE POINT, FL 33064 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $9K | — | $9K | 6.02% |
| MARSH & MCLENNAN AGENCY LLC3 | 1000 CORPORATE CENTER DRIVE SUITE 400 FORT LAUDERDALE, FL 33334 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $3K | — | $3K | 1.97% |
| MARSH & MCLENNAN AGENCY LLC4 Filed as: MARSH & MCLENNAN AGENCY INC | 1000 CORPORATE CENTER DRIVE SUITE 400 FORT LAUDERDALE, FL 33334 | PRE-PAID LEGAL SERVICES INC DBA LEGAL SHIELD | $3K | — | $3K | 6.23% |
| JOE STALTARE4 | 7025 BERACASA WAY SUITE 104 BOCA RATON, FL 33433 | PRE-PAID LEGAL SERVICES INC DBA LEGAL SHIELD | $447 | — | $447 | 1.00% |
| JOSEPH A STALTARE3 | AND OTHER VARIOUS BROKERS 11085 SACCO DR BOCA RATON, FL 33428 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $2K | $4K | 15.49% |
| BATEMAN GORDON & SANDS3 Filed as: BATEMAN GORDON AND SANDS INC | 3050 N FEDERAL HWY POMPANO BEACH, FL 33064 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $34 | $3K | 10.43% |
| BATEMAN GORDON & SANDS3 Filed as: BATEMAN & GORDORN & SANDS INC | 3050 N FEDERAL HWY LIGHTHOUSE POINT, FL 33064 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 18.82% |
| BATEMAN GORDON & SANDS3 Filed as: BATEMAN GORDON AND SANDS | 3050 N FEDERAL HWY LIGHTHOUSE POINT, FL 33064 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $191 | — | $191 | 8.01% |
| THE SOUTHERN REGION LLC3 | 7313 MERCHANT COURT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $143 | — | $143 | 5.99% |
| LINDSAY STALTARE3 | 18214 102 WAY SOUTH BOCA RATON, FL 33498 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $47 | — | $47 | 1.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,782 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,782 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2,347 | $4.8M |
| Dental(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2,347 | $4.8M |
| Vision(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2,347 | $4.8M |
| Life insurance(3 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 2,782 | $1.2M |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 0 | $28K |
| Long-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,782 | $392K |
| Prescription drug(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2,347 | $4.8M |
| Other(8 contracts, 5 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2,782 | $5.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,782 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.