| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BEV CAP MANAGEMENT LLC3 | 120 W VIRGINIA STREET, SUITE 200 MCKINNEY, TX 75069 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| LEADING EDGE BENEFIT ADVISORS LLC3 | 12450 BRANTLEY COMMONS COURT FORT MYERS, FL 33907 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $510 | $510 | 3.60% |
| DAILY FEATS INC5 Filed as: DAILY FEATS INC. | 22 PEARL STREET, FLOOR 3 CAMBRIDGE, MA 02139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $425 | $425 | 3.00% |
| BEV CAP MANAGEMENT LLC3 | 120 W VIRGINIA STREET, SUITE 200 MCKINNEY, TX 75069 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 8.66% |
| LEADING EDGE BENEFIT ADVISORS LLC3 | 12450 BRANTLEY COMMONS COURT FORT MYERS, FL 33907 | HUMANA INSURANCE COMPANY | $104 | — | $104 | 0.83% |
| BEV CAP MANAGEMENT LLC3 | 120 W VIRGINIA STREET, SUITE 200 MCKINNEY, TX 75069 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $977 | — | $977 | 10.00% |
| LEADING EDGE BENEFIT ADVISORS LLC3 | 12450 BRANTLEY COMMONS COURT FORT MYERS, FL 33907 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $408 | $408 | 4.18% |
| DAILY FEATS INC5 Filed as: DAILY FEATS INC. | 22 PEARL STREET, FLOOR 3 CAMBRIDGE, MA 02139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $293 | $293 | 3.00% |
| BEV CAP MANAGEMENT LLC3 | 120 W VIRGINIA STREET, SUITE 200 MCKINNEY, TX 75069 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $916 | — | $916 | 9.99% |
| LEADING EDGE BENEFIT ADVISORS LLC3 | 12450 BRANTLEY COMMONS COURT FORT MYERS, FL 33907 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $318 | $318 | 3.47% |
| DAILY FEATS INC5 Filed as: DAILY FEATS INC. | 22 PEARL STREET, FLOOR 3 CAMBRIDGE, MA 02139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $275 | $275 | 3.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 152 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 152 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | HUMANA INSURANCE COMPANY | 150 | $13K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 148 | $10K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 148 | $9K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 148 | $14K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 148 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 150 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.