| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BATEMAN GORDON & SANDS3 Filed as: BATEMAN GORDON & SANDS INC | 3050 N FEDERAL HWY LIGHTHOUSE PT, FL 330646866 | HUMANA MEDICAL PLAN, INC. | $67K | $2K | $69K | 5.40% |
| CENTERSTONE INSURANCE AND FINANCIAL3 | 12404 PARK CENTRAL DRIVE SUITE 400S DALLAS, TX 75251 | HUMANA MEDICAL PLAN, INC. | -$2K | $1K | -$737 | -0.06% |
| BATEMAN GORDON & SANDS3 Filed as: BATEMAN GORDON AND SANDS INC | 3050 N FEDERAL HWY POMPANO BEACH, FL 33064 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27K | — | $27K | 12.00% |
| JOSEPH A STALTARE3 | 11085 SACCO DR BOCA RATON, FL 33428 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $4K | $9K | 4.00% |
| ANGEL GABRIEL VELAZQUEZ-DIAZ3 | 2022 ESTANCIA CIR STE 6 KISSIMMEE, FL 34741 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $1K | $4K | 1.88% |
| SUSAN MARIE WEITKAMP3 | 246 FIDDLECREEK RIDGE RD WENTZVILLE, MO 63385 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $1K | $3K | 1.46% |
| CREATIVE BENEFIT CONSULTANTS INC3 | 18214 102ND WAY S STE 100 BOCA RATON, FL 33498 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $744 | $2K | 0.87% |
| SHEILA WALKER3 | 9770 S MIL TRL STE B4 PMB 244 BOYNTON BEACH, FL 33436 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 0.80% |
| NITA CONSULTING LLC3 | 3360 INVERRARY DRIVE LAUDERHILL, FL 33319 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 0.70% |
| MARIA E GADEA3 Filed as: MARIA VIRGINIA MARTINS | 11512 NW 43RD TER DORAL, FL 33178 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 0.54% |
| LYNN MARIE BARRY3 | 301 W PARK AVE LANGHORNE, PA 19047 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $806 | $247 | $1K | 0.47% |
| STALTARE BENEFITS INC3 | 2791 LAWRENCE MILL RUN MARIETTA, GA 30068 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $724 | — | $724 | 0.32% |
| GINA MARIE MARTINEZ3 | 2400 NE 36TH ST APT 7 LIGHTHOUSE POINT, FL 33064 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $607 | — | $607 | 0.27% |
| ALIDA MARIA DEL CID3 | 5844 NW 71ST TERRACE PARKLAND, FL 33067 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $595 | — | $595 | 0.27% |
| ESQUEN INSURANCE GROUP CORP3 | 14552 SW 152ND PLACE MIAMI, FL 33196 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $492 | — | $492 | 0.22% |
| YESENIA HENOHE OSORIO3 | 13611 ISHNALQ CIR WELLINGTON, FL 33414 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $344 | $49 | $393 | 0.18% |
| SAMANTHA ANN METER3 | 1027 SE 17TH PL CAPE CORAL, FL 33990 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $301 | $19 | $320 | 0.14% |
| GUSTAVO LIMA FELIPE3 | 11548 BIG SKY CT BOCA RATON, FL 33498 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $228 | $69 | $297 | 0.13% |
| CORCORAN & HOYT LLC3 | 3905 TAMPA ROAD OLDSMAR, FL 34677 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $187 | $100 | $287 | 0.13% |
| SHEALY BENEFITS SERVICES INC3 Filed as: SHEALY BENEFITS | 215 HOGAN WAY LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $270 | — | $270 | 0.12% |
| THE MEEEHAN AGENCY LLC3 | 1924 DOWN HOLLOW LN WINDRMERE, FL 33032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $187 | $71 | $258 | 0.12% |
| JANET IBANEZ3 | 17501 SW 92ND CT PALMETTO BAY, FL 33157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $103 | $102 | $205 | 0.09% |
| PETER MICHAEL FOLEY JR3 Filed as: PETER MICHAEL FOLEY, JR. | 2 LOTTS DR WINDHAM, ME 04062 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $185 | $4 | $189 | 0.08% |
| EUGENE VILLA3 | 1918 DERBY TRL WELLINGTON, FL 33414 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $136 | $1 | $137 | 0.06% |
| JOSE H MUNGARRIETA JR3 | 540 SW 78TH PL MIAMI, FL 33144 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $131 | $3 | $134 | 0.06% |
| MJS INTEGRAL FAMILY SOLUTIONS LLC3 | 11465 SW 253RD ST HOMESTEAD, FL 33032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $103 | $25 | $128 | 0.06% |
| JANET S DOHERTY3 | 1302 W AJO WAY UNIT 230 TUCSON, AZ 85713 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $93 | — | $93 | 0.04% |
| MARIA D KADALA3 Filed as: MARIA DOLRES KADALA | 1830 N UNIVERSITY DR PLANTATION, FL 33322 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $93 | — | $93 | 0.04% |
| TIFFANY ANITA MIRANDA3 | 2727 SW 1ST AVE CAPE CORAL, FL 33914 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $40 | $51 | $91 | 0.04% |
| LAWRENCE DAVID FURNISS3 | 9022 SW 123RD CT APT 0-402 MIAMI, FL 33186 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $76 | — | $76 | 0.03% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: ADAM IRA BROWN | 700 NE 7TH AVE APT. 6 FORT LAUDERDALE, FL 33304 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $71 | — | $71 | 0.03% |
| CAROLE J CASELLA3 | 106 WATERVIEW DR PALM BEACH GARDENS, FL 33418 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $42 | — | $42 | 0.02% |
| MEGAN MEDINA3 | 386 MOUNTAINHIGH DR ANTIOCH, TN 37013 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $41 | — | $41 | 0.02% |
| BENEFIT COMMUNICATION SPECIALISTS3 | 37 W FAIRMONT AVE STE 207 SAVANNAH, GA 31406 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | $8 | $40 | 0.02% |
| EM PROPERTY & CASUALTY LLC3 Filed as: EM PROPERTY & CASUALTY LLLC | 13500 SW 88TH ST STE 287 MIAMI, FL 33186 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31 | — | $31 | 0.01% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 LANDING DR UNIT 203 DANIEL ISLAND, SC 29492 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | $17 | $30 | 0.01% |
| ANA ELISA FURNISS3 | 9022 SW 123RD CT APT 0-402 MIAMI, FL 33186 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | $2 | $21 | 0.01% |
| WORLD PRIME SOLUTIONS3 | 7000 NOVA DR APT 203 DAVIE, FL 33317 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | — | $21 | 0.01% |
| DAVID MASON DOKELL3 | 159 BEACON DR UNIT A MOORESVILLE, NC 28117 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | $1 | $19 | 0.01% |
| LILIANA C BOSCH3 | 22861 SW 114TH PATH MIAMI, FL 33170 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | $2 | $15 | 0.01% |
| WILLIAM E GECEWICZ3 | 11113 LAKESIDE VISTA DR RIVERVIEW, FL 33569 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.00% |
| THE GRANT AGENCY INC3 Filed as: THE GRANT AGCY INC | PO BOX 41544 JACKSONVILLE, FL 32203 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| HOWARD HOROWITZ3 Filed as: HOWARD J HOROWITZ | 2610 ALCOTT ST CARMEL, IN 46032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| ERLANDE MICHEL3 | 3141 LA FRANCE AVE SW PALM BAY, FL 32908 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| BATEMAN GORDON & SANDS3 Filed as: BATEMAN, GORDON & SANDS INC | 3050 N FEDERAL HWY LIGHTHOUSE POINT, FL 33064 | TRANSAMERICA LIFE INSURANCE COMPANY | $7K | — | $7K | 9.01% |
| EXCELSIOR BENEFITS LLC3 Filed as: EXCELSIOR BENEFITSLLC | 23505 SMITHTOWN RD STE 200 EXCELSIOR, MN 55331 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | — | $3K | 4.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 139 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 139 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA MEDICAL PLAN, INC. | 102 | $1.3M |
| Dental | HUMANA MEDICAL PLAN, INC. | 102 | $1.3M |
| Vision | HUMANA MEDICAL PLAN, INC. | 102 | $1.3M |
| Life insurance | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 139 | $224K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 139 | $224K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 139 | $298K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 139 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.