| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN | 14900 NW 79TH CT STE 200 MIAMI LAKES, FL 33016 | UNITEDHEALTHCARE INSURANCE COMPANY | $9K | $8K | $17K | 15.40% |
| CIC HOTALING INSURANCE SERVICES, LL3 Filed as: CIC HOTALING INSURANCE SERVICES LLC | 2103 CORAL WAY STE 603 CPRAL GABLES, FL 33145 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 1.40% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA, INC.-MIAM | 14900 NW 79 COURT SUITE 200 MIAMI, FL 33016 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $929 | $4K | 9.26% |
| CIC HOTALING INSURANCE SERVICES, LL3 Filed as: CIC HOTALING INSURANCE SERVICES | 2103 CORAL WAY STE 603 MIAMI, FL 33145 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 2.46% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA, INC. - MI | 14900 NW 79 COURT SUITE 200 MIAMI, FL 33016 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $702 | $3K | 7.18% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA, INC. - MI | 14900 NW 79 COURT #200 MIAMI, FL 33016 | RELIANCE STANDARD INSURANCE COMPANY | $715 | $412 | $1K | 5.82% |
| CIC HOTALING INSURANCE SERVICES, LL3 Filed as: CIC HOTALING INSURANCE SERVICE | 2103 CORAL WAY STE 603 MIAMI, FL 33145 | RELIANCE STANDARD INSURANCE COMPANY | $253 | — | $253 | 1.31% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA, INC. - MI | 14900 NW 79 COURT SUITE 200 MIAMI, FL 33016 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $358 | $2K | 13.15% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA, INC.-MIAM | 14900 NW 79 COURT SUITE 200 MIAMI, FL 33016 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $626 | $381 | $1K | 5.94% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA, INC. - MI | 14900 NW 79 COURT SUITE 200 MIAMI, FL 33016 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $310 | $2K | 13.20% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA, INC. - MI | 14900 NW 79 COURT SUITE 200 MIAMI, FL 33016 | RELIANCE STANDARS LIFE INSURANCE COMPANY | $219 | $97 | $316 | 7.92% |
| CIC HOTALING INSURANCE SERVICES, LL3 Filed as: CIC HOTAILING INSURANCE SERVICES | 2103 CORAL WAY STE 603 MIAMI, FL 33145 | RELIANCE STANDARS LIFE INSURANCE COMPANY | $80 | — | $80 | 2.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA, INC.-MIAM | 14900 NW 79 COURT SUITE 200 MIAMI, FL 33016 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $231 | $90 | $321 | 8.14% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA, INC. - MI | 14900 NW 79 COURT SUITE 200 MIAMI, FL 33016 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $122 | $34 | $156 | 7.41% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA, INC. - MI | 14900 NW 79 COURT SUITE 200 MIAMI, FL 33016 | RELIANCE STANDARD INSURANCE COMPANY | $54 | $24 | $78 | 7.82% |
| CIC HOTALING INSURANCE SERVICES, LL3 Filed as: CIC HOTALING INSURANCE SERVICES | 2103 CORAL WAY STE 603 MIAMI, FL 33145 | RELIANCE STANDARD INSURANCE COMPANY | $20 | — | $20 | 2.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 341 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 341 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 296 | $1.6M |
| Vision | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 296 | $1.5M |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 205 | $79K |
| Short-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 68 | $33K |
| Long-term disability(2 contracts, 2 carriers) | RELIANCE STANDARD INSURANCE COMPANY | 52 | $37K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 296 | $1.5M |
| Other(7 contracts, 4 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 296 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 296 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.