| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDWARD BASSO3 Filed as: EDWARD WHITTON, JR. | P.O. BOX 13749 JACKSON, MS 392363749 | BLUE CROSS BLUE SHIELD OF MS , INC. | $90K | — | $90K | 3.59% |
| NICK HUMBLE3 Filed as: NICK FLOYD | 828 SIMPSON HWY 540 MENDENHALL, MS 39114 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $11K | $97 | $11K | 11.35% |
| EMPLOYEE BENEFIT SERVICES5 Filed as: EMPLOYEE BENEFIT SERVICES INC | P.O. BOX 13749 JACKSON, MS 392363749 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 3.75% |
| JOHN SLATER5 | P.O. BOX 13749 JACKSON, MS 39236 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | — | $32 | $32 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 632 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 632 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MS , INC. | 632 | $2.5M |
| Life insurance | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 611 | $100K |
| Other | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 611 | $100K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 632 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.